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67954, KS Homeowners Insurance Rates

With a population size of 549 and with 208 occupied homes in the 67954 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Rolla, KS are around $1,105 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Rolla, Kansas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Kansas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Rolla, KS.

For Kansas home insurance information, including average Rolla home insurance rates, coverage options or the different homeowners insurance types, please select Rolla, KS Home Insurance Quotes Now!

67954 Home Insurance Average Premiums

Local 67954 homeowners insurance quotes comparison

$855 /yr.

Shows Zip Code: 67954 lowest rates with discounts applied on average.

For the 67954, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$855 /yr.
Average Coverage:$1105 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1405 /yr.

What is the average home insurance cost for a home in 67954?

  • • The average homeowners insurance premium paid annually for a home in 67954 is around $1105 per year.

What does it cost on average per month for home insurance in 67954?

  • • Homeowners in 67954 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 67954?

  • • Autoowners in 67954 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rolla area, check out other zip codes nearby 67954.
Review average rates in another zip code:
67954 homeowners insurance rates

Home Replacement Cost Coverage in 67954

Average Building Cost Per Square Foot in 67954: $126

Location: Rolla, Kansas (Morton County)

Average Square Footage in 67954: 567 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67954 before you start any project. Rolla homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67954 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67954 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 567 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rolla area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126567$71,400
Additional Upgrades & Added Features$158567$89,250
Major Home Updates or Advancements$189567$107,100

It's important to understand that when you estimate your replacement cost of your home in the 67954 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67954

Best Home & Auto Insurance Agencies in 67954

Housing Demographics for 67954

Population Review for 67954 Zip Code

For the city of Rolla, the population within 67954 has increased to over 171 residents in population size. The current population total is 549. We have broken down the population based on race below. In 67954, there are over 280 in male population and 269 females.

PopulationValues
Total Population549
White Population421
Black Population6
Hispanic Population135
Asian Population7
Hawaiian Population1
Indian Population1
Other Population78
Male Population280
Female Population269
Population Estimate171

Household Data for 67954

The average number of homes in 67954 is around 208, there are an average of 2.64 per household. The average house value according to local real estate values is around $71,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode208
Persons Per Household2.64
Average House Value$71,400
Income Per Household$61250
Median Age44.6
Median Age Male45.3
Median Age Female42.9
67954 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityRolla
City Alias NameROLLA
CountyMorton
County FIPS129
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees52
Business First Quarter Payroll444
Business Annual Payroll3004
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential65
Delivery Business1
Delivery Total257
Preferred Last Line KeyW21307
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW21307
Land Area261.553000
Water Area0.009000
City Alias Code
City Mixed CaseRolla
City Alias Mixed CaseRolla
Box Count174
SFDU65
MFDU0
State ANSI20
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number197843
Unique ZIP Name
SSA State County Code17640
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseMorton

Kansas Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]