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40077 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 40077 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Westport, KY quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 40077.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 40077 and start shopping.

Quickly and Easily Compare Average Rates for 40077

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Westport, KY home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 40077

Homeowners in Westport are paying roughly $911 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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40077 Home Insurance Average Premiums

Local 40077 homeowners insurance quotes comparison

$661 /yr.

Shows Zip Code: 40077 lowest rates with discounts applied on average.

For the 40077, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$661 /yr.
Average Coverage:$911 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1211 /yr.

What is the average home insurance cost for a home in 40077?

  • • The average homeowners insurance premium paid annually for a home in 40077 is around $911 per year.

What does it cost on average per month for home insurance in 40077?

  • • Homeowners in 40077 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 40077?

  • • Autoowners in 40077 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Westport area, check out other zip codes nearby 40077.
Review average rates in another zip code:
40077 homeowners insurance rates

Home Replacement Cost Coverage in 40077

Average Building Cost Per Square Foot in 40077: $118

Location: Westport, Kentucky (Oldham County)

Average Square Footage in 40077: 1,519 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 40077 before you start any project. Westport homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 40077 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 40077 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,519 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1181,519$179,200
Additional Upgrades & Added Features$1481,519$224,000
Major Home Updates or Advancements$1771,519$268,800

It's important to understand that when you estimate your replacement cost of your home in the 40077 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 40077

Best Home & Auto Insurance Agencies in 40077

Housing Demographics for 40077

Population Review for 40077 Zip Code

For the city of Westport, the population within 40077 has increased to over 526 residents in population size. The current population total is 599. We have broken down the population based on race below. In 40077, there are over 335 in male population and 264 females.

PopulationValues
Total Population599
White Population560
Black Population10
Hispanic Population15
Asian Population0
Hawaiian Population0
Indian Population0
Other Population10
Male Population335
Female Population264
Population Estimate526

Household Data for 40077

The average number of homes in 40077 is around 267, there are an average of 2.24 per household. The average house value according to local real estate values is around $179,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode267
Persons Per Household2.24
Average House Value$179,200
Income Per Household$75089
Median Age47.4
Median Age Male42.5
Median Age Female52.8
40077 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code502
CityWestport
City Alias NameWESTPORT
CountyOldham
County FIPS185
State FIPS21
Time Zone5
Day Light SavingY
MSA4520
PMSA
CSA350
CBSA31140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLouisville/Jefferson County, KY-IN
MSA_NameLouisville, KY-IN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees36
Business First Quarter Payroll151
Business Annual Payroll1030
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1283566
CBSA Division Population0
Congressional District04
Congressional LandArea4382.19
Delivery Residential235
Delivery Business1
Delivery Total284
Preferred Last Line KeyX16766
Classification Code
Multi-County
CSA NameLouisville/Jefferson County--Elizabethtown, KY-IN
CBSA_DIV_Name
City State KeyX16766
Land Area7.773000
Water Area0.040000
City Alias Code
City Mixed CaseWestport
City Alias Mixed CaseWestport
Box Count28
SFDU231
MFDU0
State ANSI21
County ANSI185
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number208256
Unique ZIP Name
SSA State County Code18920
Medicare CBSA Code31140
Medicare CBSA NameLouisville/Jefferson County, KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseOldham

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