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Compare 40604 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Frankfort just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 0 neighbors looking to save on their home insurance policy in the local 40604 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 40604. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kentucky rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Frankfort, KY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Frankfort, KY

40604 Home Insurance Average Premiums

Local 40604 homeowners insurance quotes comparison

$589 /yr.

Shows Zip Code: 40604 lowest rates with discounts applied on average.

For the 40604, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$589 /yr.
Average Coverage:$839 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1139 /yr.

What is the average home insurance cost for a home in 40604?

  • • The average homeowners insurance premium paid annually for a home in 40604 is around $839 per year.

What does it cost on average per month for home insurance in 40604?

  • • Homeowners in 40604 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 40604?

  • • Autoowners in 40604 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Frankfort area, check out other zip codes nearby 40604.
Review average rates in another zip code:
40604 homeowners insurance rates
40601 homeowners insurance rates

Home Replacement Cost Coverage in 40604

Average Building Cost Per Square Foot in 40604: $118

Location: Frankfort, Kentucky (Franklin County)

Average Square Footage in 40604: 1,398 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 40604 before you start any project. Frankfort homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 40604 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 40604 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,398 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Frankfort area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1181,398$165,000
Additional Upgrades & Added Features$1481,398$206,250
Major Home Updates or Advancements$1771,398$247,500

It's important to understand that when you estimate your replacement cost of your home in the 40604 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 40604

Best Home & Auto Insurance Agencies in 40604

Housing Demographics for 40604

Population Review for 40604 Zip Code

For the city of Frankfort, the population within 40604 has increased to over 0 residents in population size. The current population total is 0. We have broken down the population based on race below. In 40604, there are over 0 in male population and 0 females.

PopulationValues
Total Population0
White Population0
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population0
Female Population0
Population Estimate0

Household Data for 40604

The average number of homes in 40604 is around 0, there are an average of 0.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode0
Persons Per Household0.00
Average House Value$165,000
Income Per Household$0
Median Age0.0
Median Age Male0.0
Median Age Female0.0
40604 DetailsValues
StateKY
State Full NameKentucky
City TypeZ
City Alias Abbreviation
Area Code502
CityFrankfort
City Alias NameFRANKFORT
CountyFranklin
County FIPS073
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA336
CBSA23180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFrankfort, KY
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees22
Business First Quarter Payroll212
Business Annual Payroll1231
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population70706
CBSA Division Population0
Congressional District01
Congressional LandArea12079.5
Delivery Residential0
Delivery Business0
Delivery Total277
Preferred Last Line KeyX15049
Classification CodeP
Multi-County
CSA NameLexington-Fayette--Richmond--Frankfort, KY
CBSA_DIV_Name
City State KeyX15049
Land Area0.000000
Water Area0.000000
City Alias Code
City Mixed CaseFrankfort
City Alias Mixed CaseFrankfort
Box Count155
SFDU0
MFDU0
State ANSI21
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number202920
Unique ZIP Name
SSA State County Code18360
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseFranklin

Kentucky Homeowners Insurance News & Information

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