Compare quotes for your home in 40701! Compare the best 12 carriers in minutes.
40701 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 40701 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Corbin, KY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 40701 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in Kentucky, like average Corbin homeowners insurance rates, coverage options or home insurance types, please select Corbin, KY Home Insurance Rates Online!
40701 Home Insurance Average Premiums
For the 40701, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $726 /yr. |
| Average Coverage: | $976 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1276 /yr. |
What is the average home insurance cost for a home in 40701?
- • The average homeowners insurance premium paid annually for a home in 40701 is around $976 per year.
What does it cost on average per month for home insurance in 40701?
- • Homeowners in 40701 pay a monthly average cost per month around $81.00.
What kind of discount could I get if I combine my home and auto insurance together in 40701?
- • Autoowners in 40701 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Corbin, check out other zip codes nearby 40701.
To review average rates in another zip code, click on a zip code below:
40701 |
Home Replacement Cost Coverage in 40701
Average Building Cost Per Square Foot in 40701: $118
Location: Corbin, Kentucky (Whitley County)Average Square Footage in 40701: 1,183 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 40701 before you start any project. Corbin homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 40701 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 40701 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,183 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Corbin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $118 | 1,183 | $139,600 |
| Additional Upgrades & Added Features | $148 | 1,183 | $174,500 |
| Major Home Updates or Advancements | $177 | 1,183 | $209,400 |
It's important to understand that when you estimate your replacement cost of your home in the 40701 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 40701
Kentucky Farm Bureau Insurance - Laurel CO Agents
Address: 1456 West Cumberland Gap Parkway Corbin, KY 40701Phone: (606)528-2030
Website:
Allstate Insurance Companies
Address: 314 North Main Street Corbin, KY 40701Phone: (606)528-4933
Website: www.allstate.com
Curt Wyatt Insurance Inc
Address: 314 North Main Street Corbin, KY 40701Phone: (606)528-4933
Website:
Insurance Marketing Group
Address: 301 US Hwy 25 W Corbin, KY 40701Phone: (606)523-0881
Website:
State Farm Bank
Address: 1121 South Main Street Corbin, KY 40701Phone: (606)523-1119
Website: www.statefarm.com
Best Home & Auto Insurance Agencies in 40701
Dell Sams Insurance
Address: 109 N Commonwealth Ave Corbin, KY 40701Phone:
Website:
Info:
Kentucky Farm Bureau Insurance - Laurel CO Agents
Address: 1456 W Cumberland Gap Pky Corbin, KY 40701Phone:
Website:
Info:
Mike Sparks Ins Agency Inc
Address: 1121 S Main St Corbin, KY 40701Phone:
Website:
Info:
Insurance Marketing Group
Address: 302 Us Highway 25 W Corbin, KY 40701Phone:
Website:
Info:
Corbin Insurance Agency
Address: 100 N Kentucky Ave Corbin, KY 40701Phone:
Website: http://www.insuranceservicecenter.net
Info:
Housing Demographics for 40701
Population Review for 40701 Zip Code
For the city of Corbin, the population within 40701 has increased to over 33,090 residents in population size. The current population total is 31,051. We have broken down the population based on race below. In 40701, there are over 14946 in male population and 16105 females.
| Population | Values |
|---|---|
| Total Population | 31,051 |
| White Population | 29298 |
| Black Population | 131 |
| Hispanic Population | 544 |
| Asian Population | 209 |
| Hawaiian Population | 0 |
| Indian Population | 85 |
| Other Population | 200 |
| Male Population | 14946 |
| Female Population | 16105 |
| Population Estimate | 33090 |
Household Data for 40701
The average number of homes in 40701 is around 12,359, there are an average of 2.47 per household. The average house value according to local real estate values is around $139,600. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 12,359 |
| Persons Per Household | 2.47 |
| Average House Value | $139,600 |
| Income Per Household | $46738 |
| Median Age | 40.5 |
| Median Age Male | 39.2 |
| Median Age Female | 41.7 |
| 40701 Details | Values |
|---|---|
| State | KY |
| State Full Name | Kentucky |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 606 |
| City | Corbin |
| City Alias Name | CORBIN |
| County | Whitley |
| County FIPS | 235 |
| State FIPS | 21 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | 371 |
| CBSA | 18340 |
| CBSA_DIV | |
| CBSA_Type | Micro |
| CBSA_Name | Corbin, KY |
| MSA_Name | |
| PMSA_Name | |
| Region | South |
| Division | East South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 676 |
| Number Of Employees | 11153 |
| Business First Quarter Payroll | 95495 |
| Business Annual Payroll | 410944 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 35637 |
| CBSA Division Population | 0 |
| Congressional District | 05 |
| Congressional LandArea | 11235.15 |
| Delivery Residential | 13397 |
| Delivery Business | 928 |
| Delivery Total | 14121 |
| Preferred Last Line Key | X14670 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Middlesborough-Corbin, KY |
| CBSA_DIV_Name | |
| City State Key | X14670 |
| Land Area | 150.575000 |
| Water Area | 7.853000 |
| City Alias Code | |
| City Mixed Case | Corbin |
| City Alias Mixed Case | Corbin |
| Box Count | 0 |
| SFDU | 11839 |
| MFDU | 452 |
| State ANSI | 21 |
| County ANSI | 235 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 201716 |
| Unique ZIP Name | |
| SSA State County Code | 18990 |
| Medicare CBSA Code | 99918 |
| Medicare CBSA Name | Rural Areas in KY |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 8 |
| County Mixed Case | Whitley |
Kentucky Homeowners Insurance News & Information
-
California Homeowners Insurance Quotes: Compare Coverage, Save More & Find Affordable Rates Posted on Thursday 11th June, 2026
Finding affordable California homeowners insurance has become more challenging than ever. Rising rebuild costs, wildfire exposure, changing underwriting guidelines, and carrier availability have caused many homeowners across California to shop their home insurance coverage more frequently to protect both their property and their budget. If you are comparing California home insurance quotes, now is one […]
-
North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Tuesday 19th May, 2026
North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]
-
California Homeowners Still Struggling to Find Insurance Coverage — What You Can Do in Today’s Market Posted on Wednesday 6th May, 2026
California homeowners aren’t imagining it—the insurance market has gotten significantly tougher over the past few years. What started as a wildfire-driven problem has now evolved into a full-scale availability and affordability challenge. As a professional homeowners insurance agent, I can tell you this: while the situation is difficult, there are still smart ways to secure solid […]

