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41010 Homeowners Insurance Quotes & Rates

Corinth residents living within the 1,240 homes available in the zip code of 41010 are shopping online to compare cheaper and more affordable Corinth, KY home insurance rates. In the great city of Corinth, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Kentucky is around $900 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 41010 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 41010 home insurance rates today! Please give us a call now at 1-855-976-2656. For Corinth, KY Homeowners Insurance Quotes, Click to easily get started!

41010 Home Insurance Average Premiums

Local 41010 homeowners insurance quotes comparison

$650 /yr.

Shows Zip Code: 41010 lowest rates with discounts applied on average.

For the 41010, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$650 /yr.
Average Coverage:$900 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1200 /yr.

What is the average home insurance cost for a home in 41010?

  • • The average homeowners insurance premium paid annually for a home in 41010 is around $900 per year.

What does it cost on average per month for home insurance in 41010?

  • • Homeowners in 41010 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 41010?

  • • Autoowners in 41010 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Corinth area, check out other zip codes nearby 41010.
Review average rates in another zip code:
41010 homeowners insurance rates

Home Replacement Cost Coverage in 41010

Average Building Cost Per Square Foot in 41010: $118

Location: Corinth, Kentucky (Grant County)

Average Square Footage in 41010: 1,200 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41010 before you start any project. Corinth homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41010 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41010 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,200 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Corinth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1181,200$141,600
Additional Upgrades & Added Features$1481,200$177,000
Major Home Updates or Advancements$1771,200$212,400

It's important to understand that when you estimate your replacement cost of your home in the 41010 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41010

Best Home & Auto Insurance Agencies in 41010

Housing Demographics for 41010

Population Review for 41010 Zip Code

For the city of Corinth, the population within 41010 has increased to over 3,286 residents in population size. The current population total is 3,158. We have broken down the population based on race below. In 41010, there are over 1664 in male population and 1494 females.

PopulationValues
Total Population3,158
White Population2970
Black Population13
Hispanic Population38
Asian Population6
Hawaiian Population1
Indian Population7
Other Population19
Male Population1664
Female Population1494
Population Estimate3286

Household Data for 41010

The average number of homes in 41010 is around 1,240, there are an average of 2.55 per household. The average house value according to local real estate values is around $141,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,240
Persons Per Household2.55
Average House Value$141,600
Income Per Household$59219
Median Age43.6
Median Age Male44.9
Median Age Female42.5
41010 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code859
CityCorinth
City Alias NameCORINTH
CountyGrant
County FIPS081
State FIPS21
Time Zone5
Day Light SavingY
MSA1642
PMSA1640
CSA178
CBSA17140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCincinnati, OH-KY-IN
MSA_NameCincinnati-Hamilton, OH-KY-IN CMSA
PMSA_NameCincinnati, OH-KY-IN PMSA
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees66
Business First Quarter Payroll438
Business Annual Payroll2109
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2130151
CBSA Division Population0
Congressional District04|06
Congressional LandArea4382.19|4292.72
Delivery Residential1289
Delivery Business14
Delivery Total1884
Preferred Last Line KeyX14672
Classification Code
Multi-CountyY
CSA NameCincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State KeyX14672
Land Area91.700000
Water Area0.555000
City Alias Code
City Mixed CaseCorinth
City Alias Mixed CaseCorinth
Box Count105
SFDU1222
MFDU0
State ANSI21
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number201728
Unique ZIP Name
SSA State County Code18400
Medicare CBSA Code17140
Medicare CBSA NameCincinnati, OH-KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseGrant

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