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Homeowners Insurance in 41056

For homeowners living in 41056, you want more affordable home insurance rates in Maysville, right? Our rates are very competitive for homeowners living in the great city of Maysville, KY. Many homeowners living in the 41056 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Kentucky licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 41056 should appear in the zip code field ready to go. Comparing Maysville, KY Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

41056 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Maysville pay around $918 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Kentucky home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 41056 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Maysville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Kentucky home insurance premium today!

Get 41056 Homeowners Insurance Rates Now!

41056 Home Insurance Average Premiums

Local 41056 homeowners insurance quotes comparison

$668 /yr.

Shows Zip Code: 41056 lowest rates with discounts applied on average.

For the 41056, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$668 /yr.
Average Coverage:$918 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1218 /yr.

What is the average home insurance cost for a home in 41056?

  • • The average homeowners insurance premium paid annually for a home in 41056 is around $918 per year.

What does it cost on average per month for home insurance in 41056?

  • • Homeowners in 41056 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 41056?

  • • Autoowners in 41056 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Maysville area, check out other zip codes nearby 41056.
Review average rates in another zip code:
41056 homeowners insurance rates

Home Replacement Cost Coverage in 41056

Average Building Cost Per Square Foot in 41056: $118

Location: Maysville, Kentucky (Mason County)

Average Square Footage in 41056: 1,224 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41056 before you start any project. Maysville homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41056 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41056 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,224 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Maysville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1181,224$144,400
Additional Upgrades & Added Features$1481,224$180,500
Major Home Updates or Advancements$1771,224$216,600

It's important to understand that when you estimate your replacement cost of your home in the 41056 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41056

Clarke & Clarke Attorneys

Address: 119 Sutton Street Maysville, KY 41056
Phone: (606)564-5527
Website:

Farmers Mutual Insurance Company of Mason County

Address: 1718 USHighway 68 Maysville, KY 41056
Phone: (502)227-4333
Website: www.farmers.com

State Farm Insurance

Address: 171 East 2nd Street Maysville, KY 41056
Phone: (606)564-5504
Website: www.statefarm.com

State Farm Bank

Address: 171 East 2nd Street Maysville, KY 41056
Phone: (606)564-5504
Website: www.statefarm.com

Best Home & Auto Insurance Agencies in 41056

Osborne- Shelby G

Address: 171 E 2nd St Maysville, KY 41056
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Clarke, Thomas R - Clarke Insurance

Address: 119 Sutton St Maysville, KY 41056
Phone:
Website:
Info:

Kentucky Farm Bureau Insurance, Mason

Address: 545 Tucker Dr Maysville, KY 41056
Phone:
Website: https://www.kyfb.com/mason/insurance/
Info:

Mutual of Omaha

Address: 152 E 2nd St Maysville, KY 41056
Phone:
Website: http://www.mutualofomaha.com
Info:

Shelter Insurance - Tonya Bellamy

Address: 901 US-68, Ste 100 Maysville, KY 41056
Phone:
Website: http://www.shelterinsurance.com/CA/agent/TONYAGRAY
Info:

Housing Demographics for 41056

Population Review for 41056 Zip Code

For the city of Maysville, the population within 41056 has increased to over 14,727 residents in population size. The current population total is 14,004. We have broken down the population based on race below. In 41056, there are over 6745 in male population and 7259 females.

PopulationValues
Total Population14,004
White Population11954
Black Population961
Hispanic Population313
Asian Population90
Hawaiian Population0
Indian Population39
Other Population149
Male Population6745
Female Population7259
Population Estimate14727

Household Data for 41056

The average number of homes in 41056 is around 5,921, there are an average of 2.32 per household. The average house value according to local real estate values is around $144,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,921
Persons Per Household2.32
Average House Value$144,400
Income Per Household$44065
Median Age42.3
Median Age Male40.5
Median Age Female44.2
41056 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code606
CityMaysville
City Alias NameMAYSVILLE
CountyMason
County FIPS161
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses393
Number Of Employees6465
Business First Quarter Payroll65754
Business Annual Payroll280602
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04|06
Congressional LandArea4382.19|4292.72
Delivery Residential6348
Delivery Business583
Delivery Total7103
Preferred Last Line KeyX15723
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX15723
Land Area139.504000
Water Area0.991000
City Alias Code
City Mixed CaseMaysville
City Alias Mixed CaseMaysville
Box Count156
SFDU5031
MFDU236
State ANSI21
County ANSI161
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number205140
Unique ZIP Name
SSA State County Code18800
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseMason

Kentucky Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]