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Compare 41076 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Newport just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 7,432 neighbors looking to save on their home insurance policy in the local 41076 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 41076. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kentucky rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Newport, KY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Newport, KY

41076 Home Insurance Average Premiums

Local 41076 homeowners insurance quotes comparison

$580 /yr.

Shows Zip Code: 41076 lowest rates with discounts applied on average.

For the 41076, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$580 /yr.
Average Coverage:$830 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1130 /yr.

What is the average home insurance cost for a home in 41076?

  • • The average homeowners insurance premium paid annually for a home in 41076 is around $830 per year.

What does it cost on average per month for home insurance in 41076?

  • • Homeowners in 41076 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 41076?

  • • Autoowners in 41076 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newport area, check out other zip codes nearby 41076.
Review average rates in another zip code:
41076 homeowners insurance rates
41071 homeowners insurance rates
41099 homeowners insurance rates

Home Replacement Cost Coverage in 41076

Average Building Cost Per Square Foot in 41076: $118

Location: Newport, Kentucky (Campbell County)

Average Square Footage in 41076: 1,384 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41076 before you start any project. Newport homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41076 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41076 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,384 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1181,384$163,300
Additional Upgrades & Added Features$1481,384$204,125
Major Home Updates or Advancements$1771,384$244,950

It's important to understand that when you estimate your replacement cost of your home in the 41076 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41076

Best Home & Auto Insurance Agencies in 41076

Kentucky Farm Bureau Insurance, Campbell, Cold Sp

Address: 4200 Alexandria Pike, Ste A Cold Spring, KY 41076
Phone:
Website: https://www.kyfb.com/campbell/cold-spring/
Info:

Allstate Insurance Company - Lora L Lee

Address: 2021 Alexandria Pike Newport, KY 41076
Phone:
Website: http://www.allstateagencies.com/036437?cid=OTC-YP.com-IYP&att=TL
Info:

Johnson- Tracie J - State Farm Insurance Agent

Address: 2439 Alexandria Pike Highland Heights, KY 41076
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

State Farm Insurance

Address: 3780 Alexandria Pike Cold Spring, KY 41076
Phone:
Website:
Info:

Housing Demographics for 41076

Population Review for 41076 Zip Code

For the city of Newport, the population within 41076 has increased to over 16,330 residents in population size. The current population total is 17,440. We have broken down the population based on race below. In 41076, there are over 8269 in male population and 9171 females.

PopulationValues
Total Population17,440
White Population15570
Black Population580
Hispanic Population310
Asian Population290
Hawaiian Population11
Indian Population43
Other Population230
Male Population8269
Female Population9171
Population Estimate16330

Household Data for 41076

The average number of homes in 41076 is around 7,432, there are an average of 2.18 per household. The average house value according to local real estate values is around $163,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,432
Persons Per Household2.18
Average House Value$163,300
Income Per Household$64453
Median Age38.0
Median Age Male36.6
Median Age Female39.9
41076 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code859
CityNewport
City Alias NameNEWPORT
CountyCampbell
County FIPS037
State FIPS21
Time Zone5
Day Light SavingY
MSA1642
PMSA1640
CSA178
CBSA17140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCincinnati, OH-KY-IN
MSA_NameCincinnati-Hamilton, OH-KY-IN CMSA
PMSA_NameCincinnati, OH-KY-IN PMSA
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses350
Number Of Employees7125
Business First Quarter Payroll84142
Business Annual Payroll359436
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2130151
CBSA Division Population0
Congressional District04
Congressional LandArea4382.19
Delivery Residential7491
Delivery Business415
Delivery Total8395
Preferred Last Line KeyX15912
Classification Code
Multi-County
CSA NameCincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State KeyX15912
Land Area19.173000
Water Area0.322000
City Alias Code
City Mixed CaseNewport
City Alias Mixed CaseNewport
Box Count118
SFDU3570
MFDU2291
State ANSI21
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number205652
Unique ZIP Name
SSA State County Code18180
Medicare CBSA Code17140
Medicare CBSA NameCincinnati, OH-KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseCampbell

Kentucky Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]