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Compare 41168 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Rush just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,161 neighbors looking to save on their home insurance policy in the local 41168 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 41168. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kentucky rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Rush, KY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Rush, KY

41168 Home Insurance Average Premiums

Local 41168 homeowners insurance quotes comparison

$631 /yr.

Shows Zip Code: 41168 lowest rates with discounts applied on average.

For the 41168, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$631 /yr.
Average Coverage:$881 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1181 /yr.

What is the average home insurance cost for a home in 41168?

  • • The average homeowners insurance premium paid annually for a home in 41168 is around $881 per year.

What does it cost on average per month for home insurance in 41168?

  • • Homeowners in 41168 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 41168?

  • • Autoowners in 41168 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rush area, check out other zip codes nearby 41168.
Review average rates in another zip code:
41168 homeowners insurance rates

Home Replacement Cost Coverage in 41168

Average Building Cost Per Square Foot in 41168: $118

Location: Rush, Kentucky (Boyd County)

Average Square Footage in 41168: 979 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41168 before you start any project. Rush homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41168 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41168 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 979 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rush area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118979$115,500
Additional Upgrades & Added Features$148979$144,375
Major Home Updates or Advancements$177979$173,250

It's important to understand that when you estimate your replacement cost of your home in the 41168 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41168

Best Home & Auto Insurance Agencies in 41168

Housing Demographics for 41168

Population Review for 41168 Zip Code

For the city of Rush, the population within 41168 has increased to over 2,987 residents in population size. The current population total is 2,993. We have broken down the population based on race below. In 41168, there are over 1512 in male population and 1481 females.

PopulationValues
Total Population2,993
White Population2857
Black Population24
Hispanic Population15
Asian Population6
Hawaiian Population0
Indian Population3
Other Population8
Male Population1512
Female Population1481
Population Estimate2987

Household Data for 41168

The average number of homes in 41168 is around 1,161, there are an average of 2.50 per household. The average house value according to local real estate values is around $115,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,161
Persons Per Household2.50
Average House Value$115,500
Income Per Household$66563
Median Age44.7
Median Age Male45.6
Median Age Female44.1
41168 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code606
CityRush
City Alias NameRUSH
CountyBoyd
County FIPS019
State FIPS21
Time Zone5
Day Light SavingY
MSA3400
PMSA
CSA170
CBSA26580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHuntington-Ashland, WV-KY-OH
MSA_NameHuntington-Ashland, WV-KY-OH MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses26
Number Of Employees344
Business First Quarter Payroll2469
Business Annual Payroll12095
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population287702
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential1195
Delivery Business21
Delivery Total1268
Preferred Last Line KeyX16250
Classification Code
Multi-CountyY
CSA NameCharleston-Huntington-Ashland, WV-OH-KY
CBSA_DIV_Name
City State KeyX16250
Land Area59.186000
Water Area0.049000
City Alias Code
City Mixed CaseRush
City Alias Mixed CaseRush
Box Count43
SFDU1117
MFDU0
State ANSI21
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number206716
Unique ZIP Name
SSA State County Code18090
Medicare CBSA Code26580
Medicare CBSA NameHuntington-Ashland, WV-KY-OH
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBoyd

Kentucky Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]