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41180 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 41180 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Webbville, KY quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 41180.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 41180 and start shopping.

Quickly and Easily Compare Average Rates for 41180

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Webbville, KY home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 41180

Homeowners in Webbville are paying roughly $896 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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41180 Home Insurance Average Premiums

Local 41180 homeowners insurance quotes comparison

$646 /yr.

Shows Zip Code: 41180 lowest rates with discounts applied on average.

For the 41180, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$646 /yr.
Average Coverage:$896 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1196 /yr.

What is the average home insurance cost for a home in 41180?

  • • The average homeowners insurance premium paid annually for a home in 41180 is around $896 per year.

What does it cost on average per month for home insurance in 41180?

  • • Homeowners in 41180 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 41180?

  • • Autoowners in 41180 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Webbville area, check out other zip codes nearby 41180.
Review average rates in another zip code:
41180 homeowners insurance rates

Home Replacement Cost Coverage in 41180

Average Building Cost Per Square Foot in 41180: $118

Location: Webbville, Kentucky (Lawrence County)

Average Square Footage in 41180: 459 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41180 before you start any project. Webbville homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41180 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41180 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 459 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Webbville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118459$54,200
Additional Upgrades & Added Features$148459$67,750
Major Home Updates or Advancements$177459$81,300

It's important to understand that when you estimate your replacement cost of your home in the 41180 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41180

Best Home & Auto Insurance Agencies in 41180

Housing Demographics for 41180

Population Review for 41180 Zip Code

For the city of Webbville, the population within 41180 has increased to over 1,265 residents in population size. The current population total is 1,118. We have broken down the population based on race below. In 41180, there are over 602 in male population and 516 females.

PopulationValues
Total Population1,118
White Population1068
Black Population1
Hispanic Population11
Asian Population1
Hawaiian Population1
Indian Population0
Other Population1
Male Population602
Female Population516
Population Estimate1265

Household Data for 41180

The average number of homes in 41180 is around 404, there are an average of 2.77 per household. The average house value according to local real estate values is around $54,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode404
Persons Per Household2.77
Average House Value$54,200
Income Per Household$37663
Median Age44.9
Median Age Male42.0
Median Age Female49.5
41180 DetailsValues
StateKY
State Full NameKentucky
City TypeN
City Alias Abbreviation
Area Code606
CityWebbville
City Alias NameWEBBVILLE
CountyLawrence
County FIPS127
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA170
CBSA26580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHuntington-Ashland, WV-KY-OH
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population287702
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential457
Delivery Business4
Delivery Total774
Preferred Last Line Key015526
Classification Code
Multi-CountyY
CSA NameCharleston-Huntington-Ashland, WV-OH-KY
CBSA_DIV_Name
City State Key015526
Land Area75.433000
Water Area0.409000
City Alias Code
City Mixed CaseWebbville
City Alias Mixed CaseWebbville
Box Count10
SFDU457
MFDU0
State ANSI21
County ANSI127
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number208380
Unique ZIP Name
SSA State County Code18630
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseLawrence

Kentucky Homeowners Insurance News & Information

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