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Compare 41262 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Tomahawk just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 513 neighbors looking to save on their home insurance policy in the local 41262 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 41262. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kentucky rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Tomahawk, KY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Tomahawk, KY

41262 Home Insurance Average Premiums

Local 41262 homeowners insurance quotes comparison

$646 /yr.

Shows Zip Code: 41262 lowest rates with discounts applied on average.

For the 41262, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$646 /yr.
Average Coverage:$896 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1196 /yr.

What is the average home insurance cost for a home in 41262?

  • • The average homeowners insurance premium paid annually for a home in 41262 is around $896 per year.

What does it cost on average per month for home insurance in 41262?

  • • Homeowners in 41262 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 41262?

  • • Autoowners in 41262 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tomahawk area, check out other zip codes nearby 41262.
Review average rates in another zip code:
41262 homeowners insurance rates

Home Replacement Cost Coverage in 41262

Average Building Cost Per Square Foot in 41262: $118

Location: Tomahawk, Kentucky (Martin County)

Average Square Footage in 41262: 442 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41262 before you start any project. Tomahawk homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41262 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41262 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 442 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tomahawk area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118442$52,200
Additional Upgrades & Added Features$148442$65,250
Major Home Updates or Advancements$177442$78,300

It's important to understand that when you estimate your replacement cost of your home in the 41262 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41262

Best Home & Auto Insurance Agencies in 41262

Housing Demographics for 41262

Population Review for 41262 Zip Code

For the city of Tomahawk, the population within 41262 has increased to over 1,013 residents in population size. The current population total is 1,291. We have broken down the population based on race below. In 41262, there are over 676 in male population and 615 females.

PopulationValues
Total Population1,291
White Population1260
Black Population3
Hispanic Population7
Asian Population0
Hawaiian Population0
Indian Population2
Other Population2
Male Population676
Female Population615
Population Estimate1013

Household Data for 41262

The average number of homes in 41262 is around 513, there are an average of 2.52 per household. The average house value according to local real estate values is around $52,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode513
Persons Per Household2.52
Average House Value$52,200
Income Per Household$65464
Median Age41.2
Median Age Male40.4
Median Age Female41.5
41262 DetailsValues
StateKY
State Full NameKentucky
City TypeN
City Alias Abbreviation
Area Code606
CityTomahawk
City Alias NameTOMAHAWK
CountyMartin
County FIPS159
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees76
Business First Quarter Payroll276
Business Annual Payroll1359
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential402
Delivery Business2
Delivery Total585
Preferred Last Line Key018469
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key018469
Land Area26.327000
Water Area0.017000
City Alias Code
City Mixed CaseTomahawk
City Alias Mixed CaseTomahawk
Box Count0
SFDU402
MFDU0
State ANSI21
County ANSI159
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number203972
Unique ZIP Name
SSA State County Code18790
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseMartin

Kentucky Homeowners Insurance News & Information

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