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Home Insurance Rates in 41367

For homeowners shopping online in 41367, our insurance rates are very competitive for homeowners living in Rowdy, KY. Many homeowners based out of the great city of Rowdy have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kentucky licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 41367, simply click the "Get Multiple Quotes Now" button. Your 41367 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Rowdy, KY Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

41367 Home Insurance Rating is: Medium!

If you live in 41367, you can easily save up to 40% off the average home insurance premium of $868 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Rowdy can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 41367 today!

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41367 Home Insurance Average Premiums

Local 41367 homeowners insurance quotes comparison

$618 /yr.

Shows Zip Code: 41367 lowest rates with discounts applied on average.

For the 41367, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$618 /yr.
Average Coverage:$868 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1168 /yr.

What is the average home insurance cost for a home in 41367?

  • • The average homeowners insurance premium paid annually for a home in 41367 is around $868 per year.

What does it cost on average per month for home insurance in 41367?

  • • Homeowners in 41367 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 41367?

  • • Autoowners in 41367 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rowdy area, check out other zip codes nearby 41367.
Review average rates in another zip code:
41367 homeowners insurance rates

Home Replacement Cost Coverage in 41367

Average Building Cost Per Square Foot in 41367: $118

Location: Rowdy, Kentucky (Perry County)

Average Square Footage in 41367: 463 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41367 before you start any project. Rowdy homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41367 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41367 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 463 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rowdy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118463$54,600
Additional Upgrades & Added Features$148463$68,250
Major Home Updates or Advancements$177463$81,900

It's important to understand that when you estimate your replacement cost of your home in the 41367 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41367

Best Home & Auto Insurance Agencies in 41367

Housing Demographics for 41367

Population Review for 41367 Zip Code

For the city of Rowdy, the population within 41367 has increased to over 266 residents in population size. The current population total is 351. We have broken down the population based on race below. In 41367, there are over 169 in male population and 182 females.

PopulationValues
Total Population351
White Population339
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population169
Female Population182
Population Estimate266

Household Data for 41367

The average number of homes in 41367 is around 137, there are an average of 2.56 per household. The average house value according to local real estate values is around $54,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode137
Persons Per Household2.56
Average House Value$54,600
Income Per Household$46296
Median Age41.0
Median Age Male40.2
Median Age Female43.5
41367 DetailsValues
StateKY
State Full NameKentucky
City TypeN
City Alias Abbreviation
Area Code606
CityRowdy
City Alias NameROWDY
CountyPerry
County FIPS193
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential104
Delivery Business0
Delivery Total104
Preferred Last Line Key014689
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State Key014689
Land Area7.819000
Water Area0.067000
City Alias Code
City Mixed CaseRowdy
City Alias Mixed CaseRowdy
Box Count0
SFDU104
MFDU0
State ANSI21
County ANSI193
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number204052
Unique ZIP Name
SSA State County Code18960
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CasePerry

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