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Compare 41503 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in South Williamson just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 227 neighbors looking to save on their home insurance policy in the local 41503 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 41503. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kentucky rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your South Williamson, KY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in South Williamson, KY

41503 Home Insurance Average Premiums

Local 41503 homeowners insurance quotes comparison

$604 /yr.

Shows Zip Code: 41503 lowest rates with discounts applied on average.

For the 41503, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$604 /yr.
Average Coverage:$854 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1154 /yr.

What is the average home insurance cost for a home in 41503?

  • • The average homeowners insurance premium paid annually for a home in 41503 is around $854 per year.

What does it cost on average per month for home insurance in 41503?

  • • Homeowners in 41503 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 41503?

  • • Autoowners in 41503 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the South Williamson area, check out other zip codes nearby 41503.
Review average rates in another zip code:
41503 homeowners insurance rates

Home Replacement Cost Coverage in 41503

Average Building Cost Per Square Foot in 41503: $118

Location: South Williamson, Kentucky (Pike County)

Average Square Footage in 41503: 1,265 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41503 before you start any project. South Williamson homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41503 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41503 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,265 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Williamson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1181,265$149,300
Additional Upgrades & Added Features$1481,265$186,625
Major Home Updates or Advancements$1771,265$223,950

It's important to understand that when you estimate your replacement cost of your home in the 41503 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41503

Best Home & Auto Insurance Agencies in 41503

Pinson, Joyce Marketing - Charlie Pinson Insurance

Address: 210 Virginia Ave, Ste 100 South Williamson, KY 41503
Phone:
Website: http://www.pinsoninsurance.com/
Info:

Housing Demographics for 41503

Population Review for 41503 Zip Code

For the city of South Williamson, the population within 41503 has increased to over 554 residents in population size. The current population total is 552. We have broken down the population based on race below. In 41503, there are over 243 in male population and 309 females.

PopulationValues
Total Population552
White Population500
Black Population12
Hispanic Population5
Asian Population22
Hawaiian Population0
Indian Population2
Other Population5
Male Population243
Female Population309
Population Estimate554

Household Data for 41503

The average number of homes in 41503 is around 227, there are an average of 2.37 per household. The average house value according to local real estate values is around $149,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode227
Persons Per Household2.37
Average House Value$149,300
Income Per Household$103973
Median Age43.3
Median Age Male43.4
Median Age Female43.3
41503 DetailsValues
StateKY
State Full NameKentucky
City TypeN
City Alias AbbreviationS WILLIAMSON
Area Code606
CitySouth Williamson
City Alias NameSOUTH WILLIAMSON
CountyPike
County FIPS195
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA38210
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePikeville, KY
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses83
Number Of Employees1316
Business First Quarter Payroll11294
Business Annual Payroll47867
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential234
Delivery Business123
Delivery Total318
Preferred Last Line KeyX16424
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX16424
Land Area2.346000
Water Area0.000000
City Alias Code
City Mixed CaseSouth Williamson
City Alias Mixed CaseSouth Williamson
Box Count0
SFDU230
MFDU0
State ANSI21
County ANSI195
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number209999
Unique ZIP Name
SSA State County Code18970
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CasePike

Kentucky Homeowners Insurance News & Information

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