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Home Insurance in 41723

Our rates are very competitive for homeowners living in the 41723 zip code. Many homeowners based out of Busy, KY have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our KY licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 41723 should appear in the zip code field ready to go.

41723 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Busy area? The average homeowners premium in 41723 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 41723, you can expect to pay around $892 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 41723

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Kentucky. Start your 41723 home insurance shopping today!

  1. Busy, KY Home Insurance Quotes

41723 Home Insurance Average Premiums

Local 41723 homeowners insurance quotes comparison

$642 /yr.

Shows Zip Code: 41723 lowest rates with discounts applied on average.

For the 41723, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$642 /yr.
Average Coverage:$892 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1192 /yr.

What is the average home insurance cost for a home in 41723?

  • • The average homeowners insurance premium paid annually for a home in 41723 is around $892 per year.

What does it cost on average per month for home insurance in 41723?

  • • Homeowners in 41723 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 41723?

  • • Autoowners in 41723 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Busy area, check out other zip codes nearby 41723.
Review average rates in another zip code:
41723 homeowners insurance rates

Home Replacement Cost Coverage in 41723

Average Building Cost Per Square Foot in 41723: $118

Location: Busy, Kentucky (Perry County)

Average Square Footage in 41723: 458 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41723 before you start any project. Busy homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41723 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41723 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 458 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Busy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118458$54,000
Additional Upgrades & Added Features$148458$67,500
Major Home Updates or Advancements$177458$81,000

It's important to understand that when you estimate your replacement cost of your home in the 41723 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41723

Best Home & Auto Insurance Agencies in 41723

Housing Demographics for 41723

Population Review for 41723 Zip Code

For the city of Busy, the population within 41723 has increased to over 1,251 residents in population size. The current population total is 1,314. We have broken down the population based on race below. In 41723, there are over 606 in male population and 708 females.

PopulationValues
Total Population1,314
White Population1283
Black Population6
Hispanic Population8
Asian Population0
Hawaiian Population0
Indian Population7
Other Population3
Male Population606
Female Population708
Population Estimate1251

Household Data for 41723

The average number of homes in 41723 is around 512, there are an average of 2.57 per household. The average house value according to local real estate values is around $54,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode512
Persons Per Household2.57
Average House Value$54,000
Income Per Household$29861
Median Age40.3
Median Age Male41.1
Median Age Female39.8
41723 DetailsValues
StateKY
State Full NameKentucky
City TypeN
City Alias Abbreviation
Area Code606
CityBusy
City Alias NameBUSY
CountyPerry
County FIPS193
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees8
Business First Quarter Payroll72
Business Annual Payroll248
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential487
Delivery Business5
Delivery Total592
Preferred Last Line Key012245
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State Key012245
Land Area17.481000
Water Area0.067000
City Alias Code
City Mixed CaseBusy
City Alias Mixed CaseBusy
Box Count0
SFDU463
MFDU0
State ANSI21
County ANSI193
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number203616
Unique ZIP Name
SSA State County Code18960
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CasePerry

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