Get multiple home insurance quotes in 41751. Our licensed 41751, KY agents are ready to serve you.

41751 Home Insurance Rates & Premiums

Did you know there are over 306 people living within the 41751 zip code area? There are over 123 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 41751.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Kentucky are on the rise. The estimated average premium is around $839 a year for a standard homeowners insurance policy in Jeff. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Jeff, KY Homeowners Insurance Quotes Online

41751 Home Insurance Average Premiums

Local 41751 homeowners insurance quotes comparison

$589 /yr.

Shows Zip Code: 41751 lowest rates with discounts applied on average.

For the 41751, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$589 /yr.
Average Coverage:$839 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1139 /yr.

What is the average home insurance cost for a home in 41751?

  • • The average homeowners insurance premium paid annually for a home in 41751 is around $839 per year.

What does it cost on average per month for home insurance in 41751?

  • • Homeowners in 41751 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 41751?

  • • Autoowners in 41751 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jeff area, check out other zip codes nearby 41751.
Review average rates in another zip code:
41751 homeowners insurance rates

Home Replacement Cost Coverage in 41751

Average Building Cost Per Square Foot in 41751: $118

Location: Jeff, Kentucky (Perry County)

Average Square Footage in 41751: 1,398 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41751 before you start any project. Jeff homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41751 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41751 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,398 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jeff area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1181,398$165,000
Additional Upgrades & Added Features$1481,398$206,250
Major Home Updates or Advancements$1771,398$247,500

It's important to understand that when you estimate your replacement cost of your home in the 41751 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41751

Best Home & Auto Insurance Agencies in 41751

Housing Demographics for 41751

Population Review for 41751 Zip Code

For the city of Jeff, the population within 41751 has increased to over 121 residents in population size. The current population total is 306. We have broken down the population based on race below. In 41751, there are over 152 in male population and 154 females.

PopulationValues
Total Population306
White Population292
Black Population1
Hispanic Population0
Asian Population1
Hawaiian Population0
Indian Population1
Other Population0
Male Population152
Female Population154
Population Estimate121

Household Data for 41751

The average number of homes in 41751 is around 123, there are an average of 2.48 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode123
Persons Per Household2.48
Average House Value$165,000
Income Per Household$68707
Median Age51.6
Median Age Male52.0
Median Age Female51.4
41751 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code606
CityJeff
City Alias NameJEFF
CountyPerry
County FIPS193
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees21
Business First Quarter Payroll151
Business Annual Payroll746
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential49
Delivery Business0
Delivery Total245
Preferred Last Line KeyX15420
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX15420
Land Area3.578000
Water Area0.112000
City Alias Code
City Mixed CaseJeff
City Alias Mixed CaseJeff
Box Count121
SFDU49
MFDU0
State ANSI21
County ANSI193
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number204076
Unique ZIP Name
SSA State County Code18960
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CasePerry

Kentucky Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]