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41754 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 41754? There are over 187 occupied homes in the 41754 area. With a population size of 462, it's not uncommon for residence of Krypton, KY to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Kentucky is around $839 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 41754 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Krypton, KY Home Insurance Rate Quotes

41754 Home Insurance Average Premiums

Local 41754 homeowners insurance quotes comparison

$589 /yr.

Shows Zip Code: 41754 lowest rates with discounts applied on average.

For the 41754, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$589 /yr.
Average Coverage:$839 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1139 /yr.

What is the average home insurance cost for a home in 41754?

  • • The average homeowners insurance premium paid annually for a home in 41754 is around $839 per year.

What does it cost on average per month for home insurance in 41754?

  • • Homeowners in 41754 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 41754?

  • • Autoowners in 41754 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Krypton area, check out other zip codes nearby 41754.
Review average rates in another zip code:
41754 homeowners insurance rates

Home Replacement Cost Coverage in 41754

Average Building Cost Per Square Foot in 41754: $118

Location: Krypton, Kentucky (Perry County)

Average Square Footage in 41754: 1,398 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41754 before you start any project. Krypton homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41754 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41754 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,398 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Krypton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1181,398$165,000
Additional Upgrades & Added Features$1481,398$206,250
Major Home Updates or Advancements$1771,398$247,500

It's important to understand that when you estimate your replacement cost of your home in the 41754 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41754

Best Home & Auto Insurance Agencies in 41754

Housing Demographics for 41754

Population Review for 41754 Zip Code

For the city of Krypton, the population within 41754 has increased to over 407 residents in population size. The current population total is 462. We have broken down the population based on race below. In 41754, there are over 231 in male population and 231 females.

PopulationValues
Total Population462
White Population454
Black Population1
Hispanic Population1
Asian Population2
Hawaiian Population0
Indian Population0
Other Population1
Male Population231
Female Population231
Population Estimate407

Household Data for 41754

The average number of homes in 41754 is around 187, there are an average of 2.47 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode187
Persons Per Household2.47
Average House Value$165,000
Income Per Household$49048
Median Age35.0
Median Age Male35.8
Median Age Female34.7
41754 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code606
CityKrypton
City Alias NameKRYPTON
CountyPerry
County FIPS193
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential165
Delivery Business3
Delivery Total192
Preferred Last Line KeyX15497
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX15497
Land Area10.902000
Water Area0.166000
City Alias Code
City Mixed CaseKrypton
City Alias Mixed CaseKrypton
Box Count21
SFDU147
MFDU0
State ANSI21
County ANSI193
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number204364
Unique ZIP Name
SSA State County Code18960
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CasePerry

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