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41772 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 41772 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Vest, KY quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 41772.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 41772 and start shopping.

Quickly and Easily Compare Average Rates for 41772

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Vest, KY home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 41772

Homeowners in Vest are paying roughly $886 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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41772 Home Insurance Average Premiums

Local 41772 homeowners insurance quotes comparison

$636 /yr.

Shows Zip Code: 41772 lowest rates with discounts applied on average.

For the 41772, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$636 /yr.
Average Coverage:$886 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1186 /yr.

What is the average home insurance cost for a home in 41772?

  • • The average homeowners insurance premium paid annually for a home in 41772 is around $886 per year.

What does it cost on average per month for home insurance in 41772?

  • • Homeowners in 41772 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 41772?

  • • Autoowners in 41772 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vest area, check out other zip codes nearby 41772.
Review average rates in another zip code:
41772 homeowners insurance rates

Home Replacement Cost Coverage in 41772

Average Building Cost Per Square Foot in 41772: $118

Location: Vest, Kentucky (Knott County)

Average Square Footage in 41772: 563 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41772 before you start any project. Vest homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41772 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41772 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 563 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vest area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118563$66,400
Additional Upgrades & Added Features$148563$83,000
Major Home Updates or Advancements$177563$99,600

It's important to understand that when you estimate your replacement cost of your home in the 41772 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41772

Best Home & Auto Insurance Agencies in 41772

Housing Demographics for 41772

Population Review for 41772 Zip Code

For the city of Vest, the population within 41772 has increased to over 173 residents in population size. The current population total is 243. We have broken down the population based on race below. In 41772, there are over 122 in male population and 121 females.

PopulationValues
Total Population243
White Population240
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population122
Female Population121
Population Estimate173

Household Data for 41772

The average number of homes in 41772 is around 108, there are an average of 2.25 per household. The average house value according to local real estate values is around $66,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode108
Persons Per Household2.25
Average House Value$66,400
Income Per Household$44583
Median Age49.9
Median Age Male54.0
Median Age Female45.3
41772 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code606
CityVest
City Alias NameVEST
CountyKnott
County FIPS119
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential77
Delivery Business0
Delivery Total100
Preferred Last Line KeyX16683
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX16683
Land Area16.036000
Water Area0.010000
City Alias Code
City Mixed CaseVest
City Alias Mixed CaseVest
Box Count23
SFDU77
MFDU0
State ANSI21
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number207988
Unique ZIP Name
SSA State County Code18590
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseKnott

Kentucky Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]