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If you live in the 41773 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Vicco have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our KY licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 41773 and then compare quotes from a variety of nationwide insurance companies.

41773 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 41773 the average premium for homeowners coverage is $889 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 41773. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 41773 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Vicco, KY home insurance quotes in your area.

41773 Home Insurance Average Premiums

Local 41773 homeowners insurance quotes comparison

$639 /yr.

Shows Zip Code: 41773 lowest rates with discounts applied on average.

For the 41773, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$639 /yr.
Average Coverage:$889 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1189 /yr.

What is the average home insurance cost for a home in 41773?

  • • The average homeowners insurance premium paid annually for a home in 41773 is around $889 per year.

What does it cost on average per month for home insurance in 41773?

  • • Homeowners in 41773 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 41773?

  • • Autoowners in 41773 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vicco area, check out other zip codes nearby 41773.
Review average rates in another zip code:
41773 homeowners insurance rates

Home Replacement Cost Coverage in 41773

Average Building Cost Per Square Foot in 41773: $118

Location: Vicco, Kentucky (Perry County)

Average Square Footage in 41773: 370 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41773 before you start any project. Vicco homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41773 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41773 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 370 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vicco area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118370$43,700
Additional Upgrades & Added Features$148370$54,625
Major Home Updates or Advancements$177370$65,550

It's important to understand that when you estimate your replacement cost of your home in the 41773 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41773

Best Home & Auto Insurance Agencies in 41773

Housing Demographics for 41773

Population Review for 41773 Zip Code

For the city of Vicco, the population within 41773 has increased to over 806 residents in population size. The current population total is 1,299. We have broken down the population based on race below. In 41773, there are over 661 in male population and 638 females.

PopulationValues
Total Population1,299
White Population1248
Black Population9
Hispanic Population7
Asian Population6
Hawaiian Population0
Indian Population0
Other Population2
Male Population661
Female Population638
Population Estimate806

Household Data for 41773

The average number of homes in 41773 is around 522, there are an average of 2.49 per household. The average house value according to local real estate values is around $43,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode522
Persons Per Household2.49
Average House Value$43,700
Income Per Household$26420
Median Age42.0
Median Age Male40.1
Median Age Female43.6
41773 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code606
CityVicco
City Alias NameVICCO
CountyPerry
County FIPS193
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees86
Business First Quarter Payroll804
Business Annual Payroll5797
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential324
Delivery Business1
Delivery Total575
Preferred Last Line KeyX16685
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX16685
Land Area21.075000
Water Area0.227000
City Alias Code
City Mixed CaseVicco
City Alias Mixed CaseVicco
Box Count235
SFDU324
MFDU0
State ANSI21
County ANSI193
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number207996
Unique ZIP Name
SSA State County Code18960
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CasePerry

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