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Home Insurance Quotes in 41826

Are you shopping for a cheaper homeowners insurance rate in 41826? Our rates are very competitive for homeowners living in Jeremiah, KY. Many homeowners located in the 41826 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Kentucky licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 41826. To get free 41826 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 41826 zip code should appear in the zip code field ready to go. Shopping Jeremiah, KY Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 41826 to review the best rate coverages.

Your 41826 Home Insurance Costs Is Rated: Medium!

For the great city of Jeremiah, the average home insurance premium paid annually is around $888 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Kentucky specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Jeremiah and need insurance on your home in the 41826 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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41826 Home Insurance Average Premiums

Local 41826 homeowners insurance quotes comparison

$638 /yr.

Shows Zip Code: 41826 lowest rates with discounts applied on average.

For the 41826, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$638 /yr.
Average Coverage:$888 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1188 /yr.

What is the average home insurance cost for a home in 41826?

  • • The average homeowners insurance premium paid annually for a home in 41826 is around $888 per year.

What does it cost on average per month for home insurance in 41826?

  • • Homeowners in 41826 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 41826?

  • • Autoowners in 41826 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jeremiah area, check out other zip codes nearby 41826.
Review average rates in another zip code:
41826 homeowners insurance rates

Home Replacement Cost Coverage in 41826

Average Building Cost Per Square Foot in 41826: $118

Location: Jeremiah, Kentucky (Letcher County)

Average Square Footage in 41826: 493 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41826 before you start any project. Jeremiah homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41826 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41826 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 493 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jeremiah area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118493$58,200
Additional Upgrades & Added Features$148493$72,750
Major Home Updates or Advancements$177493$87,300

It's important to understand that when you estimate your replacement cost of your home in the 41826 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41826

Best Home & Auto Insurance Agencies in 41826

Housing Demographics for 41826

Population Review for 41826 Zip Code

For the city of Jeremiah, the population within 41826 has increased to over 705 residents in population size. The current population total is 848. We have broken down the population based on race below. In 41826, there are over 441 in male population and 407 females.

PopulationValues
Total Population848
White Population828
Black Population2
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population1
Other Population2
Male Population441
Female Population407
Population Estimate705

Household Data for 41826

The average number of homes in 41826 is around 375, there are an average of 2.22 per household. The average house value according to local real estate values is around $58,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode375
Persons Per Household2.22
Average House Value$58,200
Income Per Household$0
Median Age48.0
Median Age Male46.9
Median Age Female50.5
41826 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code606
CityJeremiah
City Alias NameJEREMIAH
CountyLetcher
County FIPS133
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees70
Business First Quarter Payroll495
Business Annual Payroll2263
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential318
Delivery Business7
Delivery Total377
Preferred Last Line KeyX15426
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX15426
Land Area8.880000
Water Area0.037000
City Alias Code
City Mixed CaseJeremiah
City Alias Mixed CaseJeremiah
Box Count55
SFDU318
MFDU0
State ANSI21
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number204108
Unique ZIP Name
SSA State County Code18660
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseLetcher

Kentucky Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]