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Compare 41837 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Mayking just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 339 neighbors looking to save on their home insurance policy in the local 41837 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 41837. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kentucky rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Mayking, KY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Mayking, KY

41837 Home Insurance Average Premiums

Local 41837 homeowners insurance quotes comparison

$636 /yr.

Shows Zip Code: 41837 lowest rates with discounts applied on average.

For the 41837, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$636 /yr.
Average Coverage:$886 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1186 /yr.

What is the average home insurance cost for a home in 41837?

  • • The average homeowners insurance premium paid annually for a home in 41837 is around $886 per year.

What does it cost on average per month for home insurance in 41837?

  • • Homeowners in 41837 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 41837?

  • • Autoowners in 41837 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mayking area, check out other zip codes nearby 41837.
Review average rates in another zip code:
41837 homeowners insurance rates

Home Replacement Cost Coverage in 41837

Average Building Cost Per Square Foot in 41837: $118

Location: Mayking, Kentucky (Letcher County)

Average Square Footage in 41837: 492 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41837 before you start any project. Mayking homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41837 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41837 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 492 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mayking area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118492$58,100
Additional Upgrades & Added Features$148492$72,625
Major Home Updates or Advancements$177492$87,150

It's important to understand that when you estimate your replacement cost of your home in the 41837 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41837

Best Home & Auto Insurance Agencies in 41837

Housing Demographics for 41837

Population Review for 41837 Zip Code

For the city of Mayking, the population within 41837 has increased to over 571 residents in population size. The current population total is 803. We have broken down the population based on race below. In 41837, there are over 383 in male population and 420 females.

PopulationValues
Total Population803
White Population780
Black Population2
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population383
Female Population420
Population Estimate571

Household Data for 41837

The average number of homes in 41837 is around 339, there are an average of 2.37 per household. The average house value according to local real estate values is around $58,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode339
Persons Per Household2.37
Average House Value$58,100
Income Per Household$0
Median Age39.9
Median Age Male37.2
Median Age Female44.4
41837 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code606
CityMayking
City Alias NameMAYKING
CountyLetcher
County FIPS133
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees26
Business First Quarter Payroll308
Business Annual Payroll1026
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea11235.15
Delivery Residential241
Delivery Business3
Delivery Total479
Preferred Last Line KeyX15720
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX15720
Land Area9.092000
Water Area0.005000
City Alias Code
City Mixed CaseMayking
City Alias Mixed CaseMayking
Box Count194
SFDU217
MFDU0
State ANSI21
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number205132
Unique ZIP Name
SSA State County Code18660
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseLetcher

Kentucky Homeowners Insurance News & Information

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