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Compare 42170 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Woodburn just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 555 neighbors looking to save on their home insurance policy in the local 42170 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 42170. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kentucky rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Woodburn, KY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Woodburn, KY

42170 Home Insurance Average Premiums

Local 42170 homeowners insurance quotes comparison

$679 /yr.

Shows Zip Code: 42170 lowest rates with discounts applied on average.

For the 42170, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$679 /yr.
Average Coverage:$929 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1229 /yr.

What is the average home insurance cost for a home in 42170?

  • • The average homeowners insurance premium paid annually for a home in 42170 is around $929 per year.

What does it cost on average per month for home insurance in 42170?

  • • Homeowners in 42170 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 42170?

  • • Autoowners in 42170 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Woodburn area, check out other zip codes nearby 42170.
Review average rates in another zip code:
42170 homeowners insurance rates

Home Replacement Cost Coverage in 42170

Average Building Cost Per Square Foot in 42170: $118

Location: Woodburn, Kentucky (Warren County)

Average Square Footage in 42170: 1,769 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 42170 before you start any project. Woodburn homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 42170 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 42170 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,769 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woodburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1181,769$208,800
Additional Upgrades & Added Features$1481,769$261,000
Major Home Updates or Advancements$1771,769$313,200

It's important to understand that when you estimate your replacement cost of your home in the 42170 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 42170

Best Home & Auto Insurance Agencies in 42170

Housing Demographics for 42170

Population Review for 42170 Zip Code

For the city of Woodburn, the population within 42170 has increased to over 1,630 residents in population size. The current population total is 1,626. We have broken down the population based on race below. In 42170, there are over 841 in male population and 785 females.

PopulationValues
Total Population1,626
White Population1426
Black Population62
Hispanic Population59
Asian Population9
Hawaiian Population1
Indian Population6
Other Population27
Male Population841
Female Population785
Population Estimate1630

Household Data for 42170

The average number of homes in 42170 is around 555, there are an average of 2.85 per household. The average house value according to local real estate values is around $208,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode555
Persons Per Household2.85
Average House Value$208,800
Income Per Household$50625
Median Age41.3
Median Age Male40.2
Median Age Female43.1
42170 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code270/364
CityWoodburn
City Alias NameWOODBURN
CountyWarren
County FIPS227
State FIPS21
Time Zone6
Day Light SavingY
MSA
PMSA
CSA150
CBSA14540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBowling Green, KY
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees273
Business First Quarter Payroll3715
Business Annual Payroll16997
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population125953
CBSA Division Population0
Congressional District01|02
Congressional LandArea12079.5|7177.44
Delivery Residential572
Delivery Business12
Delivery Total921
Preferred Last Line KeyX16836
Classification Code
Multi-CountyY
CSA NameBowling Green-Glasgow-Franklin, KY
CBSA_DIV_Name
City State KeyX16836
Land Area30.706000
Water Area0.207000
City Alias Code
City Mixed CaseWoodburn
City Alias Mixed CaseWoodburn
Box Count66
SFDU572
MFDU0
State ANSI21
County ANSI227
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number208512
Unique ZIP Name
SSA State County Code18986
Medicare CBSA Code14540
Medicare CBSA NameBowling Green, KY
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWarren

Kentucky Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]