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Compare 42455 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Sebree just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,163 neighbors looking to save on their home insurance policy in the local 42455 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 42455. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kentucky rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Sebree, KY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Sebree, KY

42455 Home Insurance Average Premiums

Local 42455 homeowners insurance quotes comparison

$645 /yr.

Shows Zip Code: 42455 lowest rates with discounts applied on average.

For the 42455, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$645 /yr.
Average Coverage:$895 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1195 /yr.

What is the average home insurance cost for a home in 42455?

  • • The average homeowners insurance premium paid annually for a home in 42455 is around $895 per year.

What does it cost on average per month for home insurance in 42455?

  • • Homeowners in 42455 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 42455?

  • • Autoowners in 42455 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sebree area, check out other zip codes nearby 42455.
Review average rates in another zip code:
42455 homeowners insurance rates

Home Replacement Cost Coverage in 42455

Average Building Cost Per Square Foot in 42455: $118

Location: Sebree, Kentucky (Webster County)

Average Square Footage in 42455: 702 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 42455 before you start any project. Sebree homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 42455 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 42455 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 702 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sebree area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118702$82,800
Additional Upgrades & Added Features$148702$103,500
Major Home Updates or Advancements$177702$124,200

It's important to understand that when you estimate your replacement cost of your home in the 42455 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 42455

Best Home & Auto Insurance Agencies in 42455

Housing Demographics for 42455

Population Review for 42455 Zip Code

For the city of Sebree, the population within 42455 has increased to over 2,762 residents in population size. The current population total is 3,306. We have broken down the population based on race below. In 42455, there are over 1682 in male population and 1624 females.

PopulationValues
Total Population3,306
White Population2693
Black Population24
Hispanic Population683
Asian Population9
Hawaiian Population0
Indian Population71
Other Population342
Male Population1682
Female Population1624
Population Estimate2762

Household Data for 42455

The average number of homes in 42455 is around 1,163, there are an average of 2.79 per household. The average house value according to local real estate values is around $82,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,163
Persons Per Household2.79
Average House Value$82,800
Income Per Household$55000
Median Age39.0
Median Age Male38.9
Median Age Female39.1
42455 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code270/364
CitySebree
City Alias NameSEBREE
CountyWebster
County FIPS233
State FIPS21
Time Zone6
Day Light SavingY
MSA
PMSA
CSA241
CBSA25775
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHenderson, KY
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses58
Number Of Employees546
Business First Quarter Payroll4612
Business Annual Payroll18857
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea12079.5
Delivery Residential990
Delivery Business50
Delivery Total1474
Preferred Last Line KeyX16315
Classification Code
Multi-County
CSA NameEvansville-Henderson, IN-KY
CBSA_DIV_Name
City State KeyX16315
Land Area72.567000
Water Area1.103000
City Alias Code
City Mixed CaseSebree
City Alias Mixed CaseSebree
Box Count381
SFDU958
MFDU0
State ANSI21
County ANSI233
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number206928
Unique ZIP Name
SSA State County Code18989
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseWebster

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