Get multiple home insurance quotes in 42456. Our licensed 42456, KY agents are ready to serve you.

42456 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 42456 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Slaughters, KY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 42456 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Kentucky, like average Slaughters homeowners insurance rates, coverage options or home insurance types, please select Slaughters, KY Home Insurance Rates Online!

42456 Home Insurance Average Premiums

Local 42456 homeowners insurance quotes comparison

$603 /yr.

Shows Zip Code: 42456 lowest rates with discounts applied on average.

For the 42456, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$603 /yr.
Average Coverage:$853 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1153 /yr.

What is the average home insurance cost for a home in 42456?

  • • The average homeowners insurance premium paid annually for a home in 42456 is around $853 per year.

What does it cost on average per month for home insurance in 42456?

  • • Homeowners in 42456 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 42456?

  • • Autoowners in 42456 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Slaughters area, check out other zip codes nearby 42456.
Review average rates in another zip code:
42456 homeowners insurance rates

Home Replacement Cost Coverage in 42456

Average Building Cost Per Square Foot in 42456: $118

Location: Slaughters, Kentucky (Webster County)

Average Square Footage in 42456: 1,034 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 42456 before you start any project. Slaughters homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 42456 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 42456 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,034 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Slaughters area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1181,034$122,000
Additional Upgrades & Added Features$1481,034$152,500
Major Home Updates or Advancements$1771,034$183,000

It's important to understand that when you estimate your replacement cost of your home in the 42456 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 42456

Best Home & Auto Insurance Agencies in 42456

Gray Bob Insurance Agency

Address: 2nd St Slaughters, KY 42456
Phone:
Website:
Info:

Housing Demographics for 42456

Population Review for 42456 Zip Code

For the city of Slaughters, the population within 42456 has increased to over 1,604 residents in population size. The current population total is 1,691. We have broken down the population based on race below. In 42456, there are over 856 in male population and 835 females.

PopulationValues
Total Population1,691
White Population1629
Black Population7
Hispanic Population25
Asian Population2
Hawaiian Population0
Indian Population1
Other Population9
Male Population856
Female Population835
Population Estimate1604

Household Data for 42456

The average number of homes in 42456 is around 656, there are an average of 2.58 per household. The average house value according to local real estate values is around $122,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode656
Persons Per Household2.58
Average House Value$122,000
Income Per Household$51186
Median Age42.0
Median Age Male40.4
Median Age Female43.3
42456 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code270/364
CitySlaughters
City Alias NameSLAUGHTERS
CountyWebster
County FIPS233
State FIPS21
Time Zone6
Day Light SavingY
MSA
PMSA
CSA241
CBSA25775
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHenderson, KY
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees98
Business First Quarter Payroll1216
Business Annual Payroll7298
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea12079.5
Delivery Residential622
Delivery Business6
Delivery Total735
Preferred Last Line KeyX16377
Classification Code
Multi-CountyY
CSA NameEvansville-Henderson, IN-KY
CBSA_DIV_Name
City State KeyX16377
Land Area69.116000
Water Area0.512000
City Alias Code
City Mixed CaseSlaughters
City Alias Mixed CaseSlaughters
Box Count65
SFDU622
MFDU0
State ANSI21
County ANSI233
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number207136
Unique ZIP Name
SSA State County Code18989
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseWebster

Kentucky Homeowners Insurance News & Information

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  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]