Get multiple home insurance quotes in 42721. Our licensed 42721, KY agents are ready to serve you.

Searching for Homeowners Insurance in 42721

If you are a homeowners that lives in 42721 you may be searching for more affordable homeowners insurance in Caneyville. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Caneyville, KY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Kentucky licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 42721 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Caneyville, KY home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 42721 Home Insurance Costs: medium!

In Caneyville, homeowners are paying roughly $913 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 42721 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Caneyville are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 42721 policy right now!

42721 Home Insurance Average Premiums

Local 42721 homeowners insurance quotes comparison

$663 /yr.

Shows Zip Code: 42721 lowest rates with discounts applied on average.

For the 42721, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$663 /yr.
Average Coverage:$913 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1213 /yr.

What is the average home insurance cost for a home in 42721?

  • • The average homeowners insurance premium paid annually for a home in 42721 is around $913 per year.

What does it cost on average per month for home insurance in 42721?

  • • Homeowners in 42721 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 42721?

  • • Autoowners in 42721 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Caneyville area, check out other zip codes nearby 42721.
Review average rates in another zip code:
42721 homeowners insurance rates

Home Replacement Cost Coverage in 42721

Average Building Cost Per Square Foot in 42721: $118

Location: Caneyville, Kentucky (Grayson County)

Average Square Footage in 42721: 936 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 42721 before you start any project. Caneyville homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 42721 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 42721 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 936 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Caneyville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118936$110,500
Additional Upgrades & Added Features$148936$138,125
Major Home Updates or Advancements$177936$165,750

It's important to understand that when you estimate your replacement cost of your home in the 42721 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 42721

Best Home & Auto Insurance Agencies in 42721

Allstate Insurance Companies

Address: 105 3rd Aly Caneyville, KY 42721
Phone:
Website:
Info:

Housing Demographics for 42721

Population Review for 42721 Zip Code

For the city of Caneyville, the population within 42721 has increased to over 3,931 residents in population size. The current population total is 3,660. We have broken down the population based on race below. In 42721, there are over 1860 in male population and 1800 females.

PopulationValues
Total Population3,660
White Population3486
Black Population15
Hispanic Population43
Asian Population7
Hawaiian Population0
Indian Population12
Other Population8
Male Population1860
Female Population1800
Population Estimate3931

Household Data for 42721

The average number of homes in 42721 is around 1,445, there are an average of 2.53 per household. The average house value according to local real estate values is around $110,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,445
Persons Per Household2.53
Average House Value$110,500
Income Per Household$39680
Median Age42.5
Median Age Male40.7
Median Age Female46.2
42721 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code270/364
CityCaneyville
City Alias NameCANEYVILLE
CountyGrayson
County FIPS085
State FIPS21
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses41
Number Of Employees284
Business First Quarter Payroll2064
Business Annual Payroll9132
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea7177.44
Delivery Residential1554
Delivery Business34
Delivery Total1795
Preferred Last Line KeyX14510
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX14510
Land Area142.358000
Water Area1.136000
City Alias Code
City Mixed CaseCaneyville
City Alias Mixed CaseCaneyville
Box Count180
SFDU1506
MFDU0
State ANSI21
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number201244
Unique ZIP Name
SSA State County Code18420
Medicare CBSA Code99918
Medicare CBSA NameRural Areas in KY
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseGrayson

Kentucky Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]