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42732 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 42732? Our rates are very competitive for homeowners living in Eastview, KY. Many homeowners based out of your 42732 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Kentucky licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 42732 should appear in the zip code field ready to go. For Eastview, KY Home Insurance Rate Quotes click to review the best rates and service online!

42732 Average Premium is Rated: Medium!

Homeowners living in 42732 can easily save up to 40% off the average home insurance premium of $878 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Eastview that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 42732 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 42732!

42732 Home Insurance Average Premiums

Local 42732 homeowners insurance quotes comparison

$628 /yr.

Shows Zip Code: 42732 lowest rates with discounts applied on average.

For the 42732, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$628 /yr.
Average Coverage:$878 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1178 /yr.

What is the average home insurance cost for a home in 42732?

  • • The average homeowners insurance premium paid annually for a home in 42732 is around $878 per year.

What does it cost on average per month for home insurance in 42732?

  • • Homeowners in 42732 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 42732?

  • • Autoowners in 42732 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eastview area, check out other zip codes nearby 42732.
Review average rates in another zip code:
42732 homeowners insurance rates

Home Replacement Cost Coverage in 42732

Average Building Cost Per Square Foot in 42732: $118

Location: Eastview, Kentucky (Hardin County)

Average Square Footage in 42732: 781 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 42732 before you start any project. Eastview homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 42732 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 42732 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 781 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eastview area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$118781$92,100
Additional Upgrades & Added Features$148781$115,125
Major Home Updates or Advancements$177781$138,150

It's important to understand that when you estimate your replacement cost of your home in the 42732 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 42732

Best Home & Auto Insurance Agencies in 42732

Housing Demographics for 42732

Population Review for 42732 Zip Code

For the city of Eastview, the population within 42732 has increased to over 1,991 residents in population size. The current population total is 1,913. We have broken down the population based on race below. In 42732, there are over 1020 in male population and 893 females.

PopulationValues
Total Population1,913
White Population1783
Black Population20
Hispanic Population20
Asian Population3
Hawaiian Population0
Indian Population10
Other Population6
Male Population1020
Female Population893
Population Estimate1991

Household Data for 42732

The average number of homes in 42732 is around 781, there are an average of 2.45 per household. The average house value according to local real estate values is around $92,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode781
Persons Per Household2.45
Average House Value$92,100
Income Per Household$52202
Median Age45.0
Median Age Male45.1
Median Age Female44.8
42732 DetailsValues
StateKY
State Full NameKentucky
City TypeP
City Alias Abbreviation
Area Code270/364
CityEastview
City Alias NameEASTVIEW
CountyHardin
County FIPS093
State FIPS21
Time Zone5
Day Light SavingY
MSA
PMSA
CSA350
CBSA21060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameElizabethtown, KY
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees42
Business First Quarter Payroll218
Business Annual Payroll1111
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population119736
CBSA Division Population0
Congressional District02
Congressional LandArea7177.44
Delivery Residential813
Delivery Business16
Delivery Total1010
Preferred Last Line KeyX14879
Classification Code
Multi-County
CSA NameLouisville/Jefferson County--Elizabethtown, KY-IN
CBSA_DIV_Name
City State KeyX14879
Land Area54.069000
Water Area0.121000
City Alias Code
City Mixed CaseEastview
City Alias Mixed CaseEastview
Box Count24
SFDU813
MFDU0
State ANSI21
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number202356
Unique ZIP Name
SSA State County Code18460
Medicare CBSA Code21060
Medicare CBSA NameElizabethtown-Fort Knox, KY
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHardin

Kentucky Homeowners Insurance News & Information

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