Get multiple home insurance quotes in 70032. Our licensed 70032, LA agents are ready to serve you.

Home Insurance Quotes in 70032

Are you shopping for a cheaper homeowners insurance rate in 70032? Our rates are very competitive for homeowners living in Arabi, LA. Many homeowners located in the 70032 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 70032. To get free 70032 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 70032 zip code should appear in the zip code field ready to go. Shopping Arabi, LA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 70032 to review the best rate coverages.

Your 70032 Home Insurance Costs Is Rated: Very High!

For the great city of Arabi, the average home insurance premium paid annually is around $1522 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Louisiana specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Arabi and need insurance on your home in the 70032 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 70032 Homeowners Insurance Rates Now!

70032 Home Insurance Average Premiums

Local 70032 homeowners insurance quotes comparison

$1272 /yr.

Shows Zip Code: 70032 lowest rates with discounts applied on average.

For the 70032, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1272 /yr.
Average Coverage:$1522 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1822 /yr.

What is the average home insurance cost for a home in 70032?

  • • The average homeowners insurance premium paid annually for a home in 70032 is around $1522 per year.

What does it cost on average per month for home insurance in 70032?

  • • Homeowners in 70032 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70032?

  • • Autoowners in 70032 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arabi area, check out other zip codes nearby 70032.
Review average rates in another zip code:
70032 homeowners insurance rates

Home Replacement Cost Coverage in 70032

Average Building Cost Per Square Foot in 70032: $122

Location: Arabi, Louisiana (Saint Bernard County)

Average Square Footage in 70032: 1,449 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70032 before you start any project. Arabi homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70032 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70032 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,449 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arabi area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,449$176,800
Additional Upgrades & Added Features$1531,449$221,000
Major Home Updates or Advancements$1831,449$265,200

It's important to understand that when you estimate your replacement cost of your home in the 70032 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70032

Best Home & Auto Insurance Agencies in 70032

Kert Leblanc Ins Agency Inc

Address: 7616 W Judge Perez Dr Arabi, LA 70032
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 70032

Population Review for 70032 Zip Code

For the city of Arabi, the population within 70032 has increased to over 5,704 residents in population size. The current population total is 4,533. We have broken down the population based on race below. In 70032, there are over 2298 in male population and 2235 females.

PopulationValues
Total Population4,533
White Population2863
Black Population731
Hispanic Population645
Asian Population135
Hawaiian Population2
Indian Population16
Other Population240
Male Population2298
Female Population2235
Population Estimate5704

Household Data for 70032

The average number of homes in 70032 is around 1,860, there are an average of 2.44 per household. The average house value according to local real estate values is around $176,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,860
Persons Per Household2.44
Average House Value$176,800
Income Per Household$51157
Median Age39.0
Median Age Male39.1
Median Age Female38.9
70032 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504
CityArabi
City Alias NameARABI
CountySaint Bernard
County FIPS087
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses76
Number Of Employees1181
Business First Quarter Payroll14739
Business Annual Payroll65555
Business Employment Flag
Growth Rank2
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3661
Growth Increase Percentage10.2
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential2338
Delivery Business192
Delivery Total2655
Preferred Last Line KeyY23331
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY23331
Land Area2.043000
Water Area0.674000
City Alias Code
City Mixed CaseArabi
City Alias Mixed CaseArabi
Box Count102
SFDU2297
MFDU35
State ANSI22
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number210299
Unique ZIP Name
SSA State County Code19430
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSaint Bernard

Louisiana Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]