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70039 Homeowners Insurance Quotes & Rates
Boutte residents living within the 1,023 homes available in the zip code of 70039 are shopping online to compare cheaper and more affordable Boutte, LA home insurance rates. In the great city of Boutte, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Louisiana is around $1,513 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 70039 zip code.
With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.
Let us help you shop and compare your 70039 home insurance rates today! Please give us a call now at 1-855-976-2656. For Boutte, LA Homeowners Insurance Quotes, Click to easily get started!
70039 Home Insurance Average Premiums
$1263 /yr.
Shows Zip Code: 70039 lowest rates with discounts applied on average.
For the 70039, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1263 /yr. |
| Average Coverage: | $1513 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1813 /yr. |
What is the average home insurance cost for a home in 70039?
- • The average homeowners insurance premium paid annually for a home in 70039 is around $1513 per year.
What does it cost on average per month for home insurance in 70039?
- • Homeowners in 70039 pay a monthly average cost per month around $126.00.
What kind of discount could I get if I combine my home and auto insurance together in 70039?
- • Autoowners in 70039 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Boutte area, check out other zip codes nearby 70039.
Review average rates in another zip code:
70039 homeowners insurance rates
Home Replacement Cost Coverage in 70039
Average Building Cost Per Square Foot in 70039: $122
Location: Boutte, Louisiana (Saint Charles County)Average Square Footage in 70039: 1,681 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70039 before you start any project. Boutte homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70039 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70039 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,681 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boutte area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $122 | 1,681 | $205,100 |
| Additional Upgrades & Added Features | $153 | 1,681 | $256,375 |
| Major Home Updates or Advancements | $183 | 1,681 | $307,650 |
It's important to understand that when you estimate your replacement cost of your home in the 70039 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70039
A Leinhardt Insurance Service Inc
Address: 13491 Highway 90 Boutte, LA 70039Phone: (985)785-9233
Website:
Farm Bureau Insurance
Address: 13413 Highway 90 Boutte, LA 70039Phone: (985)785-0002
Website:
Best Home & Auto Insurance Agencies in 70039
Allstate Insurance Company - Kelly Buckwalter
Address: 100 Melonie Street Boutte, LA 70039Phone:
Website: http://www.allstateagencies.com/060822?cid=OTC-YP.com-IYP&att=TL
Info:
A Leinhardt Insurance Service Inc
Address: 13491 US-90 Boutte, LA 70039Phone:
Website:
Info:
Dave Milett Insurance Agency
Address: 13491 U.S. 90 #1 Boutte, LA 70039Phone:
Website: http://www.davemilletinsurance.com/
Info:
Housing Demographics for 70039
Population Review for 70039 Zip Code
For the city of Boutte, the population within 70039 has increased to over 2,104 residents in population size. The current population total is 2,800. We have broken down the population based on race below. In 70039, there are over 1331 in male population and 1469 females.
| Population | Values |
|---|---|
| Total Population | 2,800 |
| White Population | 957 |
| Black Population | 1611 |
| Hispanic Population | 186 |
| Asian Population | 16 |
| Hawaiian Population | 0 |
| Indian Population | 10 |
| Other Population | 70 |
| Male Population | 1331 |
| Female Population | 1469 |
| Population Estimate | 2104 |
Household Data for 70039
The average number of homes in 70039 is around 1,023, there are an average of 2.73 per household. The average house value according to local real estate values is around $205,100. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 1,023 |
| Persons Per Household | 2.73 |
| Average House Value | $205,100 |
| Income Per Household | $72925 |
| Median Age | 34.2 |
| Median Age Male | 31.7 |
| Median Age Female | 35.8 |
| 70039 Details | Values |
|---|---|
| State | LA |
| State Full Name | Louisiana |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 985 |
| City | Boutte |
| City Alias Name | BOUTTE |
| County | Saint Charles |
| County FIPS | 089 |
| State FIPS | 22 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 5560 |
| PMSA | |
| CSA | 406 |
| CBSA | 35380 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | New Orleans-Metairie, LA |
| MSA_Name | New Orleans, LA MSA |
| PMSA_Name | |
| Region | South |
| Division | West South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 89 |
| Number Of Employees | 1135 |
| Business First Quarter Payroll | 8924 |
| Business Annual Payroll | 34828 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 1167764 |
| CBSA Division Population | 0 |
| Congressional District | 02 |
| Congressional LandArea | 1268.48 |
| Delivery Residential | 771 |
| Delivery Business | 77 |
| Delivery Total | 1267 |
| Preferred Last Line Key | Y23435 |
| Classification Code | |
| Multi-County | |
| CSA Name | New Orleans-Metairie-Slidell, LA-MS |
| CBSA_DIV_Name | |
| City State Key | Y23435 |
| Land Area | 13.402000 |
| Water Area | 0.035000 |
| City Alias Code | |
| City Mixed Case | Boutte |
| City Alias Mixed Case | Boutte |
| Box Count | 363 |
| SFDU | 687 |
| MFDU | 0 |
| State ANSI | 22 |
| County ANSI | 089 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 211092 |
| Unique ZIP Name | |
| SSA State County Code | 19440 |
| Medicare CBSA Code | 35380 |
| Medicare CBSA Name | New Orleans-Metairie, LA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Saint Charles |
Louisiana Homeowners Insurance News & Information
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2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
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Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
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Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]