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Home Insurance in 70053

One of the best ways to save money on your homeowners insurance policy in the 70053 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.

GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in Gretna, LA. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.

As always, our service is free and our Louisiana licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.

Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 70053 zip code and you are ready to start saving on home insurance.

Quickly Compare Rate Quotes for 70053

Find Gretna, LA Homeowners Insurance Quotes to review the best coverage options in your area.

Information on the Average Homeowners Premiums in 70053

According to industry data, homeowners located in Gretna pay roughly $1581 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.

Remember, an HO-3 policy does not offer coverage for flood damage in 70053 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.

A recent ranking of Louisiana home insurance premiums found that premiums in 70053 are 3 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.

Start Shopping 70053 Home Insurance Quotes Right Now!

The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 70053.

Let us find you a great policy at an affordable price, get 70053 homeowners insurance quotes now.

70053 Home Insurance Average Premiums

Local 70053 homeowners insurance quotes comparison

$1331 /yr.

Shows Zip Code: 70053 lowest rates with discounts applied on average.

For the 70053, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1331 /yr.
Average Coverage:$1581 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1881 /yr.

What is the average home insurance cost for a home in 70053?

  • • The average homeowners insurance premium paid annually for a home in 70053 is around $1581 per year.

What does it cost on average per month for home insurance in 70053?

  • • Homeowners in 70053 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 70053?

  • • Autoowners in 70053 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gretna area, check out other zip codes nearby 70053.
Review average rates in another zip code:
70053 homeowners insurance rates
70056 homeowners insurance rates

Home Replacement Cost Coverage in 70053

Average Building Cost Per Square Foot in 70053: $122

Location: Gretna, Louisiana (Jefferson County)

Average Square Footage in 70053: 1,506 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70053 before you start any project. Gretna homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70053 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70053 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,506 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gretna area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,506$183,700
Additional Upgrades & Added Features$1531,506$229,625
Major Home Updates or Advancements$1831,506$275,550

It's important to understand that when you estimate your replacement cost of your home in the 70053 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70053

Allstate Insurance - Lisa P Matherne

Address: 1430 Lafayette St Gretna, LA 70053
Phone: (504)366-0774
Website:

Kennedy Lewis Renton & Associates Inc

Address: 405 Gretna Boulevard Suite 210 Gretna, LA 70053
Phone: (504)362-7700
Website:

State Farm Bank

Address: 915 5th Street Gretna, LA 70053
Phone: (504)368-8989
Website: www.statefarm.com

Cahill Harry L

Address: 507 Westbank Expressway Gretna, LA 70053
Phone: (504)368-0221
Website:

State Farm Insurance

Address: 915 5th Street Gretna, LA 70053
Phone: (504)368-8989
Website: www.statefarm.com

Best Home & Auto Insurance Agencies in 70053

Leithman Leboeuf Insurance Inc

Address: 1025 Franklin Ave Gretna, LA 70053
Phone:
Website:
Info:

Cook Notary & Auto Title Inc

Address: 1406 Newton St Gretna, LA 70053
Phone:
Website:
Info:

Hebert Wiltz Insurance

Address: 410 Hancock St Gretna, LA 70053
Phone:
Website:
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Leboeuf Pat

Address: 136 Westbank Expy Gretna, LA 70053
Phone:
Website:
Info:

Hebert Insurance

Address: 300 Huey P Long Avenue Gretna, LA 70053
Phone:
Website: http://www.gretnainsuranceheberts.com/
Info:

Housing Demographics for 70053

Population Review for 70053 Zip Code

For the city of Gretna, the population within 70053 has increased to over 16,801 residents in population size. The current population total is 16,509. We have broken down the population based on race below. In 70053, there are over 8353 in male population and 8156 females.

PopulationValues
Total Population16,509
White Population6875
Black Population5825
Hispanic Population3231
Asian Population382
Hawaiian Population12
Indian Population113
Other Population1795
Male Population8353
Female Population8156
Population Estimate16801

Household Data for 70053

The average number of homes in 70053 is around 6,806, there are an average of 2.28 per household. The average house value according to local real estate values is around $183,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,806
Persons Per Household2.28
Average House Value$183,700
Income Per Household$41275
Median Age38.9
Median Age Male37.9
Median Age Female39.9
70053 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504/985
CityGretna
City Alias NameGRETNA
CountyJefferson
County FIPS051
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses496
Number Of Employees5650
Business First Quarter Payroll48849
Business Annual Payroll208917
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District02
Congressional LandArea1268.48
Delivery Residential7369
Delivery Business1145
Delivery Total8551
Preferred Last Line KeyY23823
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY23823
Land Area3.424000
Water Area0.448000
City Alias Code
City Mixed CaseGretna
City Alias Mixed CaseGretna
Box Count0
SFDU6291
MFDU998
State ANSI22
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number213861
Unique ZIP Name
SSA State County Code19250
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJefferson

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]