Get multiple home insurance quotes in 70058. Our licensed 70058, LA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 70058

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 70058, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Harvey, LA from a list of top tier nationwide insurers.

Our Louisiana licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 70058 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 70058

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Harvey, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

70058 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Harvey we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 70058, homeowners are seeing rates around 1499 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 70058!

70058 Home Insurance Average Premiums

Local 70058 homeowners insurance quotes comparison

$1249 /yr.

Shows Zip Code: 70058 lowest rates with discounts applied on average.

For the 70058, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1249 /yr.
Average Coverage:$1499 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1799 /yr.

What is the average home insurance cost for a home in 70058?

  • • The average homeowners insurance premium paid annually for a home in 70058 is around $1499 per year.

What does it cost on average per month for home insurance in 70058?

  • • Homeowners in 70058 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 70058?

  • • Autoowners in 70058 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Harvey area, check out other zip codes nearby 70058.
Review average rates in another zip code:
70058 homeowners insurance rates

Home Replacement Cost Coverage in 70058

Average Building Cost Per Square Foot in 70058: $122

Location: Harvey, Louisiana (Jefferson County)

Average Square Footage in 70058: 1,332 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70058 before you start any project. Harvey homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70058 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70058 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,332 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Harvey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,332$162,500
Additional Upgrades & Added Features$1531,332$203,125
Major Home Updates or Advancements$1831,332$243,750

It's important to understand that when you estimate your replacement cost of your home in the 70058 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70058

A Assurnet Insurance Agencies - Westbank Office

Address: Woodmere Boulevard Harvey, LA 70058
Phone: (504)347-2222
Website:

Assurnet

Address: 2010 Woodmere Boulevard Suite B Harvey, LA 70058
Phone: (504)347-2222
Website:

Esposito Don CLU RHU CHFC

Address: Woodmere Boulevard Harvey, LA 70058
Phone: (504)347-2222
Website:

Best Home & Auto Insurance Agencies in 70058

Will Fisher - Allstate Agent

Address: 2028 Paxton Street Harvey, LA 70058
Phone:
Website: http://www.allstateagencies.com/WilbertFisher/Welcome/
Info:

State Farm Bank

Address: 3635 Lapalco Blvd, #500 Harvey, LA 70058
Phone:
Website:
Info:

State Farm Insurance

Address: 3635 Lapalco Boulevard #500 Harvey, LA 70058
Phone:
Website: http://www.statefarm.com/
Info:

Allstate Insurance Company - Elliott Raley

Address: 1525 Lapalco Boulevard Harvey, LA 70058
Phone:
Website: http://www.allstateagencies.com/005902?cid=OTC-YP.com-IYP&att=TL
Info:

Assurnet

Address: 2010 Woodmere Blvd Harvey, LA 70058
Phone:
Website:
Info:

Housing Demographics for 70058

Population Review for 70058 Zip Code

For the city of Harvey, the population within 70058 has increased to over 42,807 residents in population size. The current population total is 41,377. We have broken down the population based on race below. In 70058, there are over 19723 in male population and 21654 females.

PopulationValues
Total Population41,377
White Population9398
Black Population23119
Hispanic Population5258
Asian Population2959
Hawaiian Population18
Indian Population179
Other Population2855
Male Population19723
Female Population21654
Population Estimate42807

Household Data for 70058

The average number of homes in 70058 is around 15,095, there are an average of 2.72 per household. The average house value according to local real estate values is around $162,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,095
Persons Per Household2.72
Average House Value$162,500
Income Per Household$56023
Median Age36.9
Median Age Male35.7
Median Age Female38.1
70058 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504/985
CityHarvey
City Alias NameHARVEY
CountyJefferson
County FIPS051
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses862
Number Of Employees13394
Business First Quarter Payroll143259
Business Annual Payroll618745
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District02
Congressional LandArea1268.48
Delivery Residential15738
Delivery Business1394
Delivery Total17274
Preferred Last Line KeyY23846
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY23846
Land Area12.763000
Water Area0.705000
City Alias Code
City Mixed CaseHarvey
City Alias Mixed CaseHarvey
Box Count0
SFDU12687
MFDU2291
State ANSI22
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number214069
Unique ZIP Name
SSA State County Code19250
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJefferson

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]