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70075 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 70075 zip code it's important to know that our rates are very competitive for homeowners living in Meraux, LA. Many homeowners based out of your 70075 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70075 should appear in the zip code field ready to go. For Meraux, LA Homeowners Insurance Quotes nearby, we offer the best rates and service.

70075: Average Home Insurance Rates

For homeowners living in the great city of Meraux, the average homeowners policy is considered very high in comparison to other states. Louisiana premiums are estimated to be around $1582 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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70075 Home Insurance Average Premiums

Local 70075 homeowners insurance quotes comparison

$1332 /yr.

Shows Zip Code: 70075 lowest rates with discounts applied on average.

For the 70075, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1332 /yr.
Average Coverage:$1582 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1882 /yr.

What is the average home insurance cost for a home in 70075?

  • • The average homeowners insurance premium paid annually for a home in 70075 is around $1582 per year.

What does it cost on average per month for home insurance in 70075?

  • • Homeowners in 70075 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 70075?

  • • Autoowners in 70075 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Meraux area, check out other zip codes nearby 70075.
Review average rates in another zip code:
70075 homeowners insurance rates

Home Replacement Cost Coverage in 70075

Average Building Cost Per Square Foot in 70075: $122

Location: Meraux, Louisiana (Saint Bernard County)

Average Square Footage in 70075: 1,507 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70075 before you start any project. Meraux homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70075 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70075 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,507 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Meraux area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,507$183,800
Additional Upgrades & Added Features$1531,507$229,750
Major Home Updates or Advancements$1831,507$275,700

It's important to understand that when you estimate your replacement cost of your home in the 70075 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70075

Best Home & Auto Insurance Agencies in 70075

Leblanc- Marvin D

Address: 2813 E Judge Perez Dr Meraux, LA 70075
Phone:
Website:
Info:

Housing Demographics for 70075

Population Review for 70075 Zip Code

For the city of Meraux, the population within 70075 has increased to over 6,035 residents in population size. The current population total is 5,382. We have broken down the population based on race below. In 70075, there are over 2630 in male population and 2752 females.

PopulationValues
Total Population5,382
White Population3697
Black Population769
Hispanic Population699
Asian Population131
Hawaiian Population1
Indian Population33
Other Population102
Male Population2630
Female Population2752
Population Estimate6035

Household Data for 70075

The average number of homes in 70075 is around 1,877, there are an average of 2.87 per household. The average house value according to local real estate values is around $183,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,877
Persons Per Household2.87
Average House Value$183,800
Income Per Household$63723
Median Age35.1
Median Age Male34.5
Median Age Female35.4
70075 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504
CityMeraux
City Alias NameMERAUX
CountySaint Bernard
County FIPS087
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses61
Number Of Employees924
Business First Quarter Payroll16759
Business Annual Payroll61414
Business Employment Flag
Growth Rank2
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3661
Growth Increase Percentage10.2
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential2103
Delivery Business55
Delivery Total2288
Preferred Last Line KeyY24124
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24124
Land Area3.409000
Water Area0.475000
City Alias Code
City Mixed CaseMeraux
City Alias Mixed CaseMeraux
Box Count116
SFDU1989
MFDU82
State ANSI22
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number216006
Unique ZIP Name
SSA State County Code19430
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSaint Bernard

Louisiana Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]