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Homeowners Insurance in 70082

In Pointe A La Hache, LA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 70082 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 70082 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70082 should appear in the zip code field ready to go.

70082 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Louisiana, you are going to see rates around the average home insurance premium per year of $1522. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Pointe A La Hache home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 70082 Home Insurance Rates Now!

Best 3 Options to Compare in 70082

If you want homeowners insurance quotes within the city of Pointe A La Hache or in the 70082 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Pointe A La Hache, LA.

70082 Home Insurance Average Premiums

Local 70082 homeowners insurance quotes comparison

$1272 /yr.

Shows Zip Code: 70082 lowest rates with discounts applied on average.

For the 70082, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1272 /yr.
Average Coverage:$1522 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1822 /yr.

What is the average home insurance cost for a home in 70082?

  • • The average homeowners insurance premium paid annually for a home in 70082 is around $1522 per year.

What does it cost on average per month for home insurance in 70082?

  • • Homeowners in 70082 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70082?

  • • Autoowners in 70082 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pointe A La Hache area, check out other zip codes nearby 70082.
Review average rates in another zip code:
70082 homeowners insurance rates

Home Replacement Cost Coverage in 70082

Average Building Cost Per Square Foot in 70082: $122

Location: Pointe A La Hache, Louisiana (Plaquemines County)

Average Square Footage in 70082: 270 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70082 before you start any project. Pointe A La Hache homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70082 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70082 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 270 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pointe A La Hache area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122270$33,000
Additional Upgrades & Added Features$153270$41,250
Major Home Updates or Advancements$183270$49,500

It's important to understand that when you estimate your replacement cost of your home in the 70082 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70082

Best Home & Auto Insurance Agencies in 70082

Housing Demographics for 70082

Population Review for 70082 Zip Code

For the city of Pointe A La Hache, the population within 70082 has increased to over 0 residents in population size. The current population total is 832. We have broken down the population based on race below. In 70082, there are over 619 in male population and 213 females.

PopulationValues
Total Population832
White Population131
Black Population669
Hispanic Population23
Asian Population4
Hawaiian Population0
Indian Population0
Other Population5
Male Population619
Female Population213
Population Estimate0

Household Data for 70082

The average number of homes in 70082 is around 110, there are an average of 3.02 per household. The average house value according to local real estate values is around $33,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode110
Persons Per Household3.02
Average House Value$33,000
Income Per Household$11148
Median Age34.7
Median Age Male34.1
Median Age Female35.8
70082 DetailsValues
StateLA
State Full NameLouisiana
City TypeZ
City Alias AbbreviationPT A LA HACHE
Area Code504
CityPointe A La Hache
City Alias NamePOINTE A LA HACHE
CountyPlaquemines
County FIPS075
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees8
Business First Quarter Payroll82
Business Annual Payroll544
Business Employment Flag
Growth Rank86
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number586
Growth Increase Percentage2.5
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential0
Delivery Business0
Delivery Total9
Preferred Last Line KeyY24330
Classification CodeP
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24330
Land Area11.377000
Water Area0.129000
City Alias Code
City Mixed CasePointe A La Hache
City Alias Mixed CasePointe A La Hache
Box Count7
SFDU0
MFDU0
State ANSI22
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number217163
Unique ZIP Name
SSA State County Code19370
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CasePlaquemines

Louisiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]