Get multiple home insurance quotes in 70091. Our licensed 70091, LA agents are ready to serve you.

Compare 70091 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 70091 area? The average homeowners premium in Louisiana for a standard homeowners policy is around $1,522/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 70091 zip code, the population size is around 180 with 75 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 70091.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Venice, LA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. LA RateDiscountsSavingsShop Rates
$2,038up to 40% off$815

70091 Home Insurance Average Premiums

Local 70091 homeowners insurance quotes comparison

$1272 /yr.

Shows Zip Code: 70091 lowest rates with discounts applied on average.

For the 70091, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1272 /yr.
Average Coverage:$1522 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1822 /yr.

What is the average home insurance cost for a home in 70091?

  • • The average homeowners insurance premium paid annually for a home in 70091 is around $1522 per year.

What does it cost on average per month for home insurance in 70091?

  • • Homeowners in 70091 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70091?

  • • Autoowners in 70091 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Venice area, check out other zip codes nearby 70091.
Review average rates in another zip code:
70091 homeowners insurance rates

Home Replacement Cost Coverage in 70091

Average Building Cost Per Square Foot in 70091: $122

Location: Venice, Louisiana (Plaquemines County)

Average Square Footage in 70091: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70091 before you start any project. Venice homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70091 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70091 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Venice area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 70091 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70091

Best Home & Auto Insurance Agencies in 70091

Housing Demographics for 70091

Population Review for 70091 Zip Code

For the city of Venice, the population within 70091 has increased to over 123 residents in population size. The current population total is 180. We have broken down the population based on race below. In 70091, there are over 95 in male population and 85 females.

PopulationValues
Total Population180
White Population130
Black Population14
Hispanic Population12
Asian Population9
Hawaiian Population0
Indian Population4
Other Population7
Male Population95
Female Population85
Population Estimate123

Household Data for 70091

The average number of homes in 70091 is around 75, there are an average of 2.29 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode75
Persons Per Household2.29
Average House Value$165,000
Income Per Household$0
Median Age40.6
Median Age Male40.4
Median Age Female44.2
70091 DetailsValues
StateLA
State Full NameLouisiana
City TypeN
City Alias Abbreviation
Area Code504
CityVenice
City Alias NameVENICE
CountyPlaquemines
County FIPS075
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses35
Number Of Employees262
Business First Quarter Payroll3996
Business Annual Payroll18143
Business Employment Flag
Growth Rank86
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number586
Growth Increase Percentage2.5
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential54
Delivery Business34
Delivery Total295
Preferred Last Line Key014745
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State Key014745
Land Area153.940000
Water Area217.806000
City Alias Code
City Mixed CaseVenice
City Alias Mixed CaseVenice
Box Count59
SFDU54
MFDU0
State ANSI22
County ANSI075
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number211261
Unique ZIP Name
SSA State County Code19370
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CasePlaquemines

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]