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70094 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 70094? There are over 11,694 occupied homes in the 70094 area. With a population size of 30,638, it's not uncommon for residence of Westwego, LA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Louisiana is around $1,558 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 70094 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Westwego, LA Home Insurance Rate Quotes
70094 Home Insurance Average Premiums
$1308 /yr.
Shows Zip Code: 70094 lowest rates with discounts applied on average.
For the 70094, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1308 /yr. |
| Average Coverage: | $1558 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1858 /yr. |
What is the average home insurance cost for a home in 70094?
- • The average homeowners insurance premium paid annually for a home in 70094 is around $1558 per year.
What does it cost on average per month for home insurance in 70094?
- • Homeowners in 70094 pay a monthly average cost per month around $130.00.
What kind of discount could I get if I combine my home and auto insurance together in 70094?
- • Autoowners in 70094 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Westwego area, check out other zip codes nearby 70094.
Review average rates in another zip code:
70094 homeowners insurance rates
Home Replacement Cost Coverage in 70094
Average Building Cost Per Square Foot in 70094: $122
Location: Westwego, Louisiana (Jefferson County)Average Square Footage in 70094: 944 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70094 before you start any project. Westwego homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70094 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70094 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 944 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westwego area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $122 | 944 | $115,200 |
| Additional Upgrades & Added Features | $153 | 944 | $144,000 |
| Major Home Updates or Advancements | $183 | 944 | $172,800 |
It's important to understand that when you estimate your replacement cost of your home in the 70094 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70094
State Farm Bank
Address: 1063 Muller Parkway Westwego, LA 70094Phone: (504)341-2300
Website: www.statefarm.com
Best Home & Auto Insurance Agencies in 70094
Allstate Insurance Company - Ronald C Guidry
Address: 3201 General Degaulle Dr New Orleans, LA 70094Phone:
Website: http://www.allstateagencies.com/058341?cid=OTC-YP.com-IYP&att=TL
Info:
First Metro Ags Number 1 Incorporated
Address: Gretna, LA 70094Phone:
Website: http://www.progressiveagent.com/first-metro-ags-no-1-inc-gretna
Info:
The General Auto Insurance Services, Inc- Mid-City
Address: 2930 Canal St, Ste 100 New Orleans, LA 70094Phone:
Website: http://www.thegeneralins.biz/
Info:
Stephen W Leblanc Ins Agency Inc - State Farm Insurance Agent
Address: 5020 Lapalco Boulevard Marrero, LA 70094Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=181940
Info:
Le Boeuf Pat Insurance Agent
Address: 136 Westbank Expy Westwego, LA 70094Phone:
Website:
Info:
Housing Demographics for 70094
Population Review for 70094 Zip Code
For the city of Westwego, the population within 70094 has increased to over 33,930 residents in population size. The current population total is 30,638. We have broken down the population based on race below. In 70094, there are over 14615 in male population and 16023 females.
| Population | Values |
|---|---|
| Total Population | 30,638 |
| White Population | 11894 |
| Black Population | 13709 |
| Hispanic Population | 3730 |
| Asian Population | 938 |
| Hawaiian Population | 8 |
| Indian Population | 235 |
| Other Population | 1776 |
| Male Population | 14615 |
| Female Population | 16023 |
| Population Estimate | 33930 |
Household Data for 70094
The average number of homes in 70094 is around 11,694, there are an average of 2.61 per household. The average house value according to local real estate values is around $115,200. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 11,694 |
| Persons Per Household | 2.61 |
| Average House Value | $115,200 |
| Income Per Household | $41909 |
| Median Age | 39.5 |
| Median Age Male | 37.8 |
| Median Age Female | 40.9 |
| 70094 Details | Values |
|---|---|
| State | LA |
| State Full Name | Louisiana |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 504/985 |
| City | Westwego |
| City Alias Name | WESTWEGO |
| County | Jefferson |
| County FIPS | 051 |
| State FIPS | 22 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 5560 |
| PMSA | |
| CSA | 406 |
| CBSA | 35380 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | New Orleans-Metairie, LA |
| MSA_Name | New Orleans, LA MSA |
| PMSA_Name | |
| Region | South |
| Division | West South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 274 |
| Number Of Employees | 4630 |
| Business First Quarter Payroll | 67342 |
| Business Annual Payroll | 276341 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 1167764 |
| CBSA Division Population | 0 |
| Congressional District | 02 |
| Congressional LandArea | 1268.48 |
| Delivery Residential | 13000 |
| Delivery Business | 497 |
| Delivery Total | 13496 |
| Preferred Last Line Key | Y24656 |
| Classification Code | |
| Multi-County | |
| CSA Name | New Orleans-Metairie-Slidell, LA-MS |
| CBSA_DIV_Name | |
| City State Key | Y24656 |
| Land Area | 36.152000 |
| Water Area | 6.002000 |
| City Alias Code | |
| City Mixed Case | Westwego |
| City Alias Mixed Case | Westwego |
| Box Count | 0 |
| SFDU | 11136 |
| MFDU | 881 |
| State ANSI | 22 |
| County ANSI | 051 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 219282 |
| Unique ZIP Name | |
| SSA State County Code | 19250 |
| Medicare CBSA Code | 35380 |
| Medicare CBSA Name | New Orleans-Metairie, LA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Jefferson |
Louisiana Homeowners Insurance News & Information
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]