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70094 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 70094? There are over 11,694 occupied homes in the 70094 area. With a population size of 30,638, it's not uncommon for residence of Westwego, LA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Louisiana is around $1,558 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 70094 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Westwego, LA Home Insurance Rate Quotes

70094 Home Insurance Average Premiums

Local 70094 homeowners insurance quotes comparison

$1308 /yr.

Shows Zip Code: 70094 lowest rates with discounts applied on average.

For the 70094, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1308 /yr.
Average Coverage:$1558 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1858 /yr.

What is the average home insurance cost for a home in 70094?

  • • The average homeowners insurance premium paid annually for a home in 70094 is around $1558 per year.

What does it cost on average per month for home insurance in 70094?

  • • Homeowners in 70094 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 70094?

  • • Autoowners in 70094 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Westwego area, check out other zip codes nearby 70094.
Review average rates in another zip code:
70094 homeowners insurance rates

Home Replacement Cost Coverage in 70094

Average Building Cost Per Square Foot in 70094: $122

Location: Westwego, Louisiana (Jefferson County)

Average Square Footage in 70094: 944 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70094 before you start any project. Westwego homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70094 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70094 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 944 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westwego area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122944$115,200
Additional Upgrades & Added Features$153944$144,000
Major Home Updates or Advancements$183944$172,800

It's important to understand that when you estimate your replacement cost of your home in the 70094 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70094

State Farm Bank

Address: 1063 Muller Parkway Westwego, LA 70094
Phone: (504)341-2300
Website: www.statefarm.com

Best Home & Auto Insurance Agencies in 70094

Allstate Insurance Company - Russell Simeon

Address: 3520 General Degaulle Dr New Orleans, LA 70094
Phone:
Website: http://www.allstateagencies.com/005171?cid=OTC-YP.com-IYP&att=TL
Info:

Young Rodney D Insurance

Address: 3727 Canal St New Orleans, LA 70094
Phone:
Website:
Info:

Allstate Insurance Company - John Carbo

Address: 621 Homedale St New Orleans, LA 70094
Phone:
Website: http://www.allstateagencies.com/034150?cid=OTC-YP.com-IYP&att=TL
Info:

Le Boeuf Pat Insurance Agent

Address: 136 Westbank Expy Westwego, LA 70094
Phone:
Website:
Info:

Dave Millet Insurance Agency

Address: 1660 Barataria Blvd, Ste A Westwego, LA 70094
Phone:
Website: http://www.davemilletinsurance.com/
Info:

Housing Demographics for 70094

Population Review for 70094 Zip Code

For the city of Westwego, the population within 70094 has increased to over 33,930 residents in population size. The current population total is 30,638. We have broken down the population based on race below. In 70094, there are over 14615 in male population and 16023 females.

PopulationValues
Total Population30,638
White Population11894
Black Population13709
Hispanic Population3730
Asian Population938
Hawaiian Population8
Indian Population235
Other Population1776
Male Population14615
Female Population16023
Population Estimate33930

Household Data for 70094

The average number of homes in 70094 is around 11,694, there are an average of 2.61 per household. The average house value according to local real estate values is around $115,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,694
Persons Per Household2.61
Average House Value$115,200
Income Per Household$41909
Median Age39.5
Median Age Male37.8
Median Age Female40.9
70094 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504/985
CityWestwego
City Alias NameWESTWEGO
CountyJefferson
County FIPS051
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses274
Number Of Employees4630
Business First Quarter Payroll67342
Business Annual Payroll276341
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District02
Congressional LandArea1268.48
Delivery Residential13000
Delivery Business497
Delivery Total13496
Preferred Last Line KeyY24656
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24656
Land Area36.152000
Water Area6.002000
City Alias Code
City Mixed CaseWestwego
City Alias Mixed CaseWestwego
Box Count0
SFDU11136
MFDU881
State ANSI22
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number219282
Unique ZIP Name
SSA State County Code19250
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJefferson

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]