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Home Insurance Quotes in 70341

Are you shopping for a cheaper homeowners insurance rate in 70341? Our rates are very competitive for homeowners living in Belle Rose, LA. Many homeowners located in the 70341 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 70341. To get free 70341 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 70341 zip code should appear in the zip code field ready to go. Shopping Belle Rose, LA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 70341 to review the best rate coverages.

Your 70341 Home Insurance Costs Is Rated: Very High!

For the great city of Belle Rose, the average home insurance premium paid annually is around $1548 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Louisiana specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Belle Rose and need insurance on your home in the 70341 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 70341 Homeowners Insurance Rates Now!

70341 Home Insurance Average Premiums

Local 70341 homeowners insurance quotes comparison

$1298 /yr.

Shows Zip Code: 70341 lowest rates with discounts applied on average.

For the 70341, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1298 /yr.
Average Coverage:$1548 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1848 /yr.

What is the average home insurance cost for a home in 70341?

  • • The average homeowners insurance premium paid annually for a home in 70341 is around $1548 per year.

What does it cost on average per month for home insurance in 70341?

  • • Homeowners in 70341 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 70341?

  • • Autoowners in 70341 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Belle Rose area, check out other zip codes nearby 70341.
Review average rates in another zip code:
70341 homeowners insurance rates

Home Replacement Cost Coverage in 70341

Average Building Cost Per Square Foot in 70341: $122

Location: Belle Rose, Louisiana (Assumption County)

Average Square Footage in 70341: 825 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70341 before you start any project. Belle Rose homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70341 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70341 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 825 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Belle Rose area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122825$100,700
Additional Upgrades & Added Features$153825$125,875
Major Home Updates or Advancements$183825$151,050

It's important to understand that when you estimate your replacement cost of your home in the 70341 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70341

Best Home & Auto Insurance Agencies in 70341

Brown Jr- Alvin E

Address: 6085 Louisiana 1 Paincourtville, LA 70341
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 5014 Louisiana 1 Belle Rose, LA 70341
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 70341

Population Review for 70341 Zip Code

For the city of Belle Rose, the population within 70341 has increased to over 2,719 residents in population size. The current population total is 3,239. We have broken down the population based on race below. In 70341, there are over 1516 in male population and 1723 females.

PopulationValues
Total Population3,239
White Population1022
Black Population2098
Hispanic Population90
Asian Population2
Hawaiian Population0
Indian Population3
Other Population20
Male Population1516
Female Population1723
Population Estimate2719

Household Data for 70341

The average number of homes in 70341 is around 1,334, there are an average of 2.43 per household. The average house value according to local real estate values is around $100,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,334
Persons Per Household2.43
Average House Value$100,700
Income Per Household$37921
Median Age42.3
Median Age Male41.3
Median Age Female42.7
70341 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code225
CityBelle Rose
City Alias NameBELLE ROSE
CountyAssumption
County FIPS007
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses31
Number Of Employees577
Business First Quarter Payroll8973
Business Annual Payroll35803
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District02|06
Congressional LandArea1268.48|4033.89
Delivery Residential1119
Delivery Business26
Delivery Total1441
Preferred Last Line KeyY23390
Classification Code
Multi-County
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY23390
Land Area45.120000
Water Area0.131000
City Alias Code
City Mixed CaseBelle Rose
City Alias Mixed CaseBelle Rose
Box Count276
SFDU1113
MFDU0
State ANSI22
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number210767
Unique ZIP Name
SSA State County Code19030
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseAssumption

Louisiana Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]