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70344 Home Insurance Quotes & Rates

Currently, the 1,958 homes within the 70344 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Louisiana is around $1,523 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Chauvin, LA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 70344.

Louisiana is now ranking #3 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Chauvin home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Louisiana has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 70344 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Chauvin, Louisiana home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Chauvin, LA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

70344 Home Insurance Average Premiums

Local 70344 homeowners insurance quotes comparison

$1273 /yr.

Shows Zip Code: 70344 lowest rates with discounts applied on average.

For the 70344, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1273 /yr.
Average Coverage:$1523 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1823 /yr.

What is the average home insurance cost for a home in 70344?

  • • The average homeowners insurance premium paid annually for a home in 70344 is around $1523 per year.

What does it cost on average per month for home insurance in 70344?

  • • Homeowners in 70344 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70344?

  • • Autoowners in 70344 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chauvin area, check out other zip codes nearby 70344.
Review average rates in another zip code:
70344 homeowners insurance rates

Home Replacement Cost Coverage in 70344

Average Building Cost Per Square Foot in 70344: $122

Location: Chauvin, Louisiana (Terrebonne County)

Average Square Footage in 70344: 725 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70344 before you start any project. Chauvin homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70344 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70344 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 725 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chauvin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122725$88,500
Additional Upgrades & Added Features$153725$110,625
Major Home Updates or Advancements$183725$132,750

It's important to understand that when you estimate your replacement cost of your home in the 70344 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70344

Best Home & Auto Insurance Agencies in 70344

Allstate Insurance Companies - Independent Agent- Chauvin

Address: 5273 Highway 56 Chauvin, LA 70344
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 70344

Population Review for 70344 Zip Code

For the city of Chauvin, the population within 70344 has increased to over 5,838 residents in population size. The current population total is 5,218. We have broken down the population based on race below. In 70344, there are over 2669 in male population and 2549 females.

PopulationValues
Total Population5,218
White Population4271
Black Population345
Hispanic Population154
Asian Population33
Hawaiian Population0
Indian Population236
Other Population66
Male Population2669
Female Population2549
Population Estimate5838

Household Data for 70344

The average number of homes in 70344 is around 1,958, there are an average of 2.66 per household. The average house value according to local real estate values is around $88,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,958
Persons Per Household2.66
Average House Value$88,500
Income Per Household$55484
Median Age40.7
Median Age Male39.8
Median Age Female41.6
70344 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code985
CityChauvin
City Alias NameCHAUVIN
CountyTerrebonne
County FIPS109
State FIPS22
Time Zone6
Day Light SavingY
MSA3350
PMSA
CSA
CBSA26380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouma-Bayou Cane-Thibodaux, LA
MSA_NameHouma, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses64
Number Of Employees330
Business First Quarter Payroll3552
Business Annual Payroll16441
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population208178
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential2195
Delivery Business63
Delivery Total2512
Preferred Last Line KeyY23525
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY23525
Land Area50.575000
Water Area26.017000
City Alias Code
City Mixed CaseChauvin
City Alias Mixed CaseChauvin
Box Count159
SFDU2195
MFDU0
State ANSI22
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number211612
Unique ZIP Name
SSA State County Code19540
Medicare CBSA Code26380
Medicare CBSA NameHouma-Thibodaux, LA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseTerrebonne

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]