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70352 Home Insurance Rates & Premiums

Did you know there are over 233 people living within the 70352 zip code area? There are over 100 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 70352.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Louisiana are on the rise. The estimated average premium is around $1,522 a year for a standard homeowners insurance policy in Donner. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Donner, LA Homeowners Insurance Quotes Online

70352 Home Insurance Average Premiums

Local 70352 homeowners insurance quotes comparison

$1272 /yr.

Shows Zip Code: 70352 lowest rates with discounts applied on average.

For the 70352, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1272 /yr.
Average Coverage:$1522 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1822 /yr.

What is the average home insurance cost for a home in 70352?

  • • The average homeowners insurance premium paid annually for a home in 70352 is around $1522 per year.

What does it cost on average per month for home insurance in 70352?

  • • Homeowners in 70352 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70352?

  • • Autoowners in 70352 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Donner area, check out other zip codes nearby 70352.
Review average rates in another zip code:
70352 homeowners insurance rates

Home Replacement Cost Coverage in 70352

Average Building Cost Per Square Foot in 70352: $122

Location: Donner, Louisiana (Terrebonne County)

Average Square Footage in 70352: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70352 before you start any project. Donner homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70352 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70352 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Donner area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 70352 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70352

Best Home & Auto Insurance Agencies in 70352

Housing Demographics for 70352

Population Review for 70352 Zip Code

For the city of Donner, the population within 70352 has increased to over 209 residents in population size. The current population total is 233. We have broken down the population based on race below. In 70352, there are over 113 in male population and 120 females.

PopulationValues
Total Population233
White Population215
Black Population4
Hispanic Population9
Asian Population1
Hawaiian Population0
Indian Population5
Other Population3
Male Population113
Female Population120
Population Estimate209

Household Data for 70352

The average number of homes in 70352 is around 100, there are an average of 2.33 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode100
Persons Per Household2.33
Average House Value$165,000
Income Per Household$113750
Median Age57.3
Median Age Male56.5
Median Age Female57.6
70352 DetailsValues
StateLA
State Full NameLouisiana
City TypeN
City Alias Abbreviation
Area Code985
CityDonner
City Alias NameDONNER
CountyTerrebonne
County FIPS109
State FIPS22
Time Zone6
Day Light SavingY
MSA3350
PMSA
CSA
CBSA26380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouma-Bayou Cane-Thibodaux, LA
MSA_NameHouma, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population208178
CBSA Division Population0
Congressional District06
Congressional LandArea4033.89
Delivery Residential90
Delivery Business0
Delivery Total492
Preferred Last Line Key014501
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key014501
Land Area3.917000
Water Area0.261000
City Alias Code
City Mixed CaseDonner
City Alias Mixed CaseDonner
Box Count0
SFDU90
MFDU0
State ANSI22
County ANSI109
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number213445
Unique ZIP Name
SSA State County Code19540
Medicare CBSA Code26380
Medicare CBSA NameHouma-Thibodaux, LA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseTerrebonne

Louisiana Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]