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Compare 70354 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Galliano just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,674 neighbors looking to save on their home insurance policy in the local 70354 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 70354. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Louisiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Galliano, LA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Galliano, LA

70354 Home Insurance Average Premiums

Local 70354 homeowners insurance quotes comparison

$1281 /yr.

Shows Zip Code: 70354 lowest rates with discounts applied on average.

For the 70354, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1281 /yr.
Average Coverage:$1531 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1831 /yr.

What is the average home insurance cost for a home in 70354?

  • • The average homeowners insurance premium paid annually for a home in 70354 is around $1531 per year.

What does it cost on average per month for home insurance in 70354?

  • • Homeowners in 70354 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 70354?

  • • Autoowners in 70354 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Galliano area, check out other zip codes nearby 70354.
Review average rates in another zip code:
70354 homeowners insurance rates

Home Replacement Cost Coverage in 70354

Average Building Cost Per Square Foot in 70354: $122

Location: Galliano, Louisiana (Lafourche County)

Average Square Footage in 70354: 851 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70354 before you start any project. Galliano homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70354 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70354 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 851 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Galliano area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122851$103,800
Additional Upgrades & Added Features$153851$129,750
Major Home Updates or Advancements$183851$155,700

It's important to understand that when you estimate your replacement cost of your home in the 70354 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70354

Best Home & Auto Insurance Agencies in 70354

Housing Demographics for 70354

Population Review for 70354 Zip Code

For the city of Galliano, the population within 70354 has increased to over 3,728 residents in population size. The current population total is 4,396. We have broken down the population based on race below. In 70354, there are over 2155 in male population and 2241 females.

PopulationValues
Total Population4,396
White Population3397
Black Population109
Hispanic Population559
Asian Population25
Hawaiian Population0
Indian Population251
Other Population359
Male Population2155
Female Population2241
Population Estimate3728

Household Data for 70354

The average number of homes in 70354 is around 1,674, there are an average of 2.62 per household. The average house value according to local real estate values is around $103,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,674
Persons Per Household2.62
Average House Value$103,800
Income Per Household$48216
Median Age38.7
Median Age Male38.8
Median Age Female38.7
70354 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code985
CityGalliano
City Alias NameGALLIANO
CountyLafourche
County FIPS057
State FIPS22
Time Zone6
Day Light SavingY
MSA3350
PMSA
CSA
CBSA26380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouma-Bayou Cane-Thibodaux, LA
MSA_NameHouma, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses75
Number Of Employees3026
Business First Quarter Payroll70889
Business Annual Payroll279490
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population208178
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential1423
Delivery Business50
Delivery Total1914
Preferred Last Line KeyY23760
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY23760
Land Area68.349000
Water Area7.056000
City Alias Code
City Mixed CaseGalliano
City Alias Mixed CaseGalliano
Box Count387
SFDU1423
MFDU0
State ANSI22
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number213315
Unique ZIP Name
SSA State County Code19280
Medicare CBSA Code26380
Medicare CBSA NameHouma-Thibodaux, LA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLafourche

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]