Get multiple home insurance quotes in 70355. Our licensed 70355, LA agents are ready to serve you.

70355 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 70355 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Gheens, LA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 70355 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Louisiana, like average Gheens homeowners insurance rates, coverage options or home insurance types, please select Gheens, LA Home Insurance Rates Online!

70355 Home Insurance Average Premiums

Local 70355 homeowners insurance quotes comparison

$1244 /yr.

Shows Zip Code: 70355 lowest rates with discounts applied on average.

For the 70355, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1244 /yr.
Average Coverage:$1494 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1794 /yr.

What is the average home insurance cost for a home in 70355?

  • • The average homeowners insurance premium paid annually for a home in 70355 is around $1494 per year.

What does it cost on average per month for home insurance in 70355?

  • • Homeowners in 70355 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 70355?

  • • Autoowners in 70355 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gheens area, check out other zip codes nearby 70355.
Review average rates in another zip code:
70355 homeowners insurance rates

Home Replacement Cost Coverage in 70355

Average Building Cost Per Square Foot in 70355: $122

Location: Gheens, Louisiana (Lafourche County)

Average Square Footage in 70355: 1,048 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70355 before you start any project. Gheens homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70355 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70355 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,048 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gheens area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,048$127,900
Additional Upgrades & Added Features$1531,048$159,875
Major Home Updates or Advancements$1831,048$191,850

It's important to understand that when you estimate your replacement cost of your home in the 70355 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70355

Best Home & Auto Insurance Agencies in 70355

Housing Demographics for 70355

Population Review for 70355 Zip Code

For the city of Gheens, the population within 70355 has increased to over 1,069 residents in population size. The current population total is 920. We have broken down the population based on race below. In 70355, there are over 459 in male population and 461 females.

PopulationValues
Total Population920
White Population862
Black Population16
Hispanic Population25
Asian Population0
Hawaiian Population0
Indian Population7
Other Population11
Male Population459
Female Population461
Population Estimate1069

Household Data for 70355

The average number of homes in 70355 is around 346, there are an average of 2.66 per household. The average house value according to local real estate values is around $127,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode346
Persons Per Household2.66
Average House Value$127,900
Income Per Household$63393
Median Age39.2
Median Age Male36.7
Median Age Female40.1
70355 DetailsValues
StateLA
State Full NameLouisiana
City TypeN
City Alias Abbreviation
Area Code985
CityGheens
City Alias NameGHEENS
CountyLafourche
County FIPS057
State FIPS22
Time Zone6
Day Light SavingY
MSA3350
PMSA
CSA
CBSA26380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouma-Bayou Cane-Thibodaux, LA
MSA_NameHouma, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees10
Business First Quarter Payroll55
Business Annual Payroll236
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population208178
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential402
Delivery Business2
Delivery Total404
Preferred Last Line Key002866
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key002866
Land Area109.495000
Water Area4.263000
City Alias Code
City Mixed CaseGheens
City Alias Mixed CaseGheens
Box Count0
SFDU402
MFDU0
State ANSI22
County ANSI057
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number215889
Unique ZIP Name
SSA State County Code19280
Medicare CBSA Code26380
Medicare CBSA NameHouma-Thibodaux, LA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLafourche

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]