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Searching for Homeowners Insurance in 70374

If you are a homeowners that lives in 70374 you may be searching for more affordable homeowners insurance in Lockport. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Lockport, LA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Louisiana licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 70374 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lockport, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 70374 Home Insurance Costs: very high!

In Lockport, homeowners are paying roughly $1558 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 70374 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Lockport are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 70374 policy right now!

70374 Home Insurance Average Premiums

Local 70374 homeowners insurance quotes comparison

$1308 /yr.

Shows Zip Code: 70374 lowest rates with discounts applied on average.

For the 70374, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1308 /yr.
Average Coverage:$1558 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1858 /yr.

What is the average home insurance cost for a home in 70374?

  • • The average homeowners insurance premium paid annually for a home in 70374 is around $1558 per year.

What does it cost on average per month for home insurance in 70374?

  • • Homeowners in 70374 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 70374?

  • • Autoowners in 70374 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lockport area, check out other zip codes nearby 70374.
Review average rates in another zip code:
70374 homeowners insurance rates

Home Replacement Cost Coverage in 70374

Average Building Cost Per Square Foot in 70374: $122

Location: Lockport, Louisiana (Lafourche County)

Average Square Footage in 70374: 1,154 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70374 before you start any project. Lockport homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70374 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70374 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,154 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lockport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,154$140,800
Additional Upgrades & Added Features$1531,154$176,000
Major Home Updates or Advancements$1831,154$211,200

It's important to understand that when you estimate your replacement cost of your home in the 70374 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70374

Best Home & Auto Insurance Agencies in 70374

A J Le Blanc Ins Agy Inc

Address: 11884 Highway 308 Lockport, LA 70374
Phone:
Website: http://www.ajleblanc.net
Info:

Barrios, Ashley - State Farm Insurance

Address: 213 Crescent Ave Lockport, LA 70374
Phone:
Website: http://www.ashleybarrios.com/
Info:

Laris Insurance Inc

Address: 810 Crescent Avenue Larose, LA 70374
Phone:
Website: http://www.larisinsurance.com
Info:

Housing Demographics for 70374

Population Review for 70374 Zip Code

For the city of Lockport, the population within 70374 has increased to over 6,726 residents in population size. The current population total is 6,699. We have broken down the population based on race below. In 70374, there are over 3190 in male population and 3509 females.

PopulationValues
Total Population6,699
White Population5721
Black Population258
Hispanic Population388
Asian Population22
Hawaiian Population1
Indian Population117
Other Population172
Male Population3190
Female Population3509
Population Estimate6726

Household Data for 70374

The average number of homes in 70374 is around 2,618, there are an average of 2.51 per household. The average house value according to local real estate values is around $140,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,618
Persons Per Household2.51
Average House Value$140,800
Income Per Household$58315
Median Age41.7
Median Age Male40.7
Median Age Female42.5
70374 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code985
CityLockport
City Alias NameLOCKPORT
CountyLafourche
County FIPS057
State FIPS22
Time Zone6
Day Light SavingY
MSA3350
PMSA
CSA
CBSA26380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouma-Bayou Cane-Thibodaux, LA
MSA_NameHouma, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses97
Number Of Employees1354
Business First Quarter Payroll15737
Business Annual Payroll64509
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population208178
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential2680
Delivery Business109
Delivery Total3061
Preferred Last Line KeyY24050
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY24050
Land Area44.140000
Water Area2.452000
City Alias Code
City Mixed CaseLockport
City Alias Mixed CaseLockport
Box Count156
SFDU2372
MFDU62
State ANSI22
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number215486
Unique ZIP Name
SSA State County Code19280
Medicare CBSA Code26380
Medicare CBSA NameHouma-Thibodaux, LA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLafourche

Louisiana Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]