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70391 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 70391 zip code it's important to know that our rates are very competitive for homeowners living in Paincourtville, LA. Many homeowners based out of your 70391 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70391 should appear in the zip code field ready to go. For Paincourtville, LA Homeowners Insurance Quotes nearby, we offer the best rates and service.

70391: Average Home Insurance Rates

For homeowners living in the great city of Paincourtville, the average homeowners policy is considered very high in comparison to other states. Louisiana premiums are estimated to be around $1522 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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70391 Home Insurance Average Premiums

Local 70391 homeowners insurance quotes comparison

$1272 /yr.

Shows Zip Code: 70391 lowest rates with discounts applied on average.

For the 70391, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1272 /yr.
Average Coverage:$1522 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1822 /yr.

What is the average home insurance cost for a home in 70391?

  • • The average homeowners insurance premium paid annually for a home in 70391 is around $1522 per year.

What does it cost on average per month for home insurance in 70391?

  • • Homeowners in 70391 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70391?

  • • Autoowners in 70391 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Paincourtville area, check out other zip codes nearby 70391.
Review average rates in another zip code:
70391 homeowners insurance rates

Home Replacement Cost Coverage in 70391

Average Building Cost Per Square Foot in 70391: $122

Location: Paincourtville, Louisiana (Assumption County)

Average Square Footage in 70391: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70391 before you start any project. Paincourtville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70391 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70391 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Paincourtville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 70391 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70391

Best Home & Auto Insurance Agencies in 70391

Insurance Unlimited Agency Inc

Address: 6061 Highway 1 Paincourtville, LA 70391
Phone:
Website:
Info:

Housing Demographics for 70391

Population Review for 70391 Zip Code

For the city of Paincourtville, the population within 70391 has increased to over 0 residents in population size. The current population total is 104. We have broken down the population based on race below. In 70391, there are over 51 in male population and 53 females.

PopulationValues
Total Population104
White Population81
Black Population15
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population51
Female Population53
Population Estimate0

Household Data for 70391

The average number of homes in 70391 is around 50, there are an average of 2.08 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode50
Persons Per Household2.08
Average House Value$165,000
Income Per Household$0
Median Age49.8
Median Age Male52.3
Median Age Female48.7
70391 DetailsValues
StateLA
State Full NameLouisiana
City TypeZ
City Alias AbbreviationPAINCOURTVLLE
Area Code225
CityPaincourtville
City Alias NamePAINCOURTVILLE
CountyAssumption
County FIPS007
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees243
Business First Quarter Payroll3708
Business Annual Payroll14741
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District02
Congressional LandArea1268.48
Delivery Residential0
Delivery Business0
Delivery Total238
Preferred Last Line KeyY24283
Classification CodeP
Multi-County
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY24283
Land Area0.516000
Water Area0.000000
City Alias Code
City Mixed CasePaincourtville
City Alias Mixed CasePaincourtville
Box Count201
SFDU0
MFDU0
State ANSI22
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number216851
Unique ZIP Name
SSA State County Code19030
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseAssumption

Louisiana Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]