70403 Home Insurance Rates

For homeowners living in 70403, the population estimates are increasing to well over 29,737 with 11,762 occupied homes within the zip code of 70403. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Hammond have increased and the average home insurance premium is around $1,559 per year in 70403. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 70403 zip code today so we can help you find affordable Hammond, LA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 70403

Please select one of the three options below based on your 70403 zip code to learn more about Louisiana homeowners insurance, plus review average rates and information per state, county or city.

1. Louisiana Homeowners Insurance Quotes
2. Tangipahoa County, LA Home Insurance
3. Hammond, LA Home Insurance Quotes

70403 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 70403 zip code just got easier with GetHomeInsuranceQuotes.com of Hammond, LA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 70403 today and let us help you review the best home insurance quotes available for homeowners living in Hammond.

Get 70403 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 70403: $122

Average Square Footage in 70403: 1,386 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70403 before you start any project. Hammond homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70403 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70403 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,386 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hammond area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 70403 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Gendusa Insurance Agency Inc

Emery & James

Allstate Insurance - Terry D. King

Landry Tony Insurance

Gohres Robert J Insurance

Doug Johnson Ins Agcy Inc - State Farm Insurance Agent

Speed-Stiel Insurance Services - John D. Ellzey- Jr.

Charter Insurance Agency Inc

Allstate Insurance Company - George Bernard

Johnson- B Douglas

Household Data for 70403

The average number of homes in 70403 is around 11,762, there are an average of 2.48 per household. The average house value according to local real estate values is around $169,100. Please review the following demographics below for average income and media age.

• Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

  Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

• 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

  According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

• What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

  A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]