Get multiple home insurance quotes in 70420. Our licensed 70420, LA agents are ready to serve you.

70420 Home Insurance Quotes & Rates

Currently, the 3,117 homes within the 70420 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Louisiana is around $1,458 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Abita Springs, LA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 70420.

Louisiana is now ranking #3 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Abita Springs home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Louisiana has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 70420 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Abita Springs, Louisiana home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Abita Springs, LA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

70420 Home Insurance Average Premiums

Local 70420 homeowners insurance quotes comparison

$1208 /yr.

Shows Zip Code: 70420 lowest rates with discounts applied on average.

For the 70420, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1208 /yr.
Average Coverage:$1458 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1758 /yr.

What is the average home insurance cost for a home in 70420?

  • • The average homeowners insurance premium paid annually for a home in 70420 is around $1458 per year.

What does it cost on average per month for home insurance in 70420?

  • • Homeowners in 70420 pay a monthly average cost per month around $122.00.

What kind of discount could I get if I combine my home and auto insurance together in 70420?

  • • Autoowners in 70420 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Abita Springs area, check out other zip codes nearby 70420.
Review average rates in another zip code:
70420 homeowners insurance rates

Home Replacement Cost Coverage in 70420

Average Building Cost Per Square Foot in 70420: $122

Location: Abita Springs, Louisiana (Saint Tammany County)

Average Square Footage in 70420: 1,944 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70420 before you start any project. Abita Springs homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70420 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70420 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,944 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Abita Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,944$237,200
Additional Upgrades & Added Features$1531,944$296,500
Major Home Updates or Advancements$1831,944$355,800

It's important to understand that when you estimate your replacement cost of your home in the 70420 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70420

Best Home & Auto Insurance Agencies in 70420

Housing Demographics for 70420

Population Review for 70420 Zip Code

For the city of Abita Springs, the population within 70420 has increased to over 8,840 residents in population size. The current population total is 8,030. We have broken down the population based on race below. In 70420, there are over 3908 in male population and 4122 females.

PopulationValues
Total Population8,030
White Population6589
Black Population405
Hispanic Population700
Asian Population60
Hawaiian Population3
Indian Population34
Other Population157
Male Population3908
Female Population4122
Population Estimate8840

Household Data for 70420

The average number of homes in 70420 is around 3,117, there are an average of 2.57 per household. The average house value according to local real estate values is around $237,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,117
Persons Per Household2.57
Average House Value$237,200
Income Per Household$69183
Median Age43.0
Median Age Male42.0
Median Age Female43.8
70420 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code985
CityAbita Springs
City Alias NameABITA SPRINGS
CountySaint Tammany
County FIPS103
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA43640
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSlidell-Mandeville-Covington, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses141
Number Of Employees854
Business First Quarter Payroll8729
Business Annual Payroll38869
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential3440
Delivery Business127
Delivery Total4108
Preferred Last Line KeyY23301
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY23301
Land Area63.812000
Water Area0.555000
City Alias Code
City Mixed CaseAbita Springs
City Alias Mixed CaseAbita Springs
Box Count400
SFDU3340
MFDU80
State ANSI22
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number210039
Unique ZIP Name
SSA State County Code19510
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSaint Tammany

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]