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70427 Home Insurance Rates & Premiums
Did you know there are over 17,941 people living within the 70427 zip code area? There are over 7,372 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:
- We will shop up to 12 home insurance companies for free.
- We will apply all discounts and credits to help you save up to 40% or more.
- We will answer any questions that you may.
- We will review the best policy and coverage option in 70427.
Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.
Average homeowners insurance premiums in Louisiana are on the rise. The estimated average premium is around $1,524 a year for a standard homeowners insurance policy in Bogalusa. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.
70427 Home Insurance Average Premiums
$1274 /yr.
Shows Zip Code: 70427 lowest rates with discounts applied on average.
For the 70427, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1274 /yr. |
| Average Coverage: | $1524 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1824 /yr. |
What is the average home insurance cost for a home in 70427?
- • The average homeowners insurance premium paid annually for a home in 70427 is around $1524 per year.
What does it cost on average per month for home insurance in 70427?
- • Homeowners in 70427 pay a monthly average cost per month around $127.00.
What kind of discount could I get if I combine my home and auto insurance together in 70427?
- • Autoowners in 70427 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Bogalusa area, check out other zip codes nearby 70427.
Review average rates in another zip code:
70427 homeowners insurance rates
Home Replacement Cost Coverage in 70427
Average Building Cost Per Square Foot in 70427: $122
Location: Bogalusa, Louisiana (Washington County)Average Square Footage in 70427: 847 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70427 before you start any project. Bogalusa homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70427 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70427 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 847 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bogalusa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $122 | 847 | $103,300 |
| Additional Upgrades & Added Features | $153 | 847 | $129,125 |
| Major Home Updates or Advancements | $183 | 847 | $154,950 |
It's important to understand that when you estimate your replacement cost of your home in the 70427 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70427
Bateman George H
Address: 432 Avenue U Bogalusa, LA 70427Phone: (985)732-4251
Website:
A Victory Agency Insurance
Address: 219 Superior Avenue Bogalusa, LA 70427Phone: (985)732-0030
Website:
A ABA Auto Insurance Inc
Address: 219 Superior Avenue Bogalusa, LA 70427Phone: (985)732-0030
Website:
Bogalusa Indemnity Corporation
Address: 432 Avenue U Bogalusa, LA 70427Phone: (985)732-4251
Website:
Best Home & Auto Insurance Agencies in 70427
Judy S Farmer Ins Agency Inc - State Farm Insurance Agent
Address: 311 Louisiana Ave Bogalusa, LA 70427Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Gar Real Estate & Insurance Agency
Address: 531 Louisiana Ave Bogalusa, LA 70427Phone:
Website:
Info:
A R M Insurance Agency Inc
Address: 116 Alabama Ave Bogalusa, LA 70427Phone:
Website:
Info:
Morvant Insurance Agency L L C
Address: 411 Austin St Bogalusa, LA 70427Phone:
Website:
Info:
A ABA Auto Insurance Inc
Address: 219 Superior Ave Bogalusa, LA 70427Phone:
Website:
Info:
Housing Demographics for 70427
Population Review for 70427 Zip Code
For the city of Bogalusa, the population within 70427 has increased to over 20,410 residents in population size. The current population total is 17,941. We have broken down the population based on race below. In 70427, there are over 8615 in male population and 9326 females.
| Population | Values |
|---|---|
| Total Population | 17,941 |
| White Population | 10649 |
| Black Population | 6111 |
| Hispanic Population | 564 |
| Asian Population | 108 |
| Hawaiian Population | 0 |
| Indian Population | 53 |
| Other Population | 241 |
| Male Population | 8615 |
| Female Population | 9326 |
| Population Estimate | 20410 |
Household Data for 70427
The average number of homes in 70427 is around 7,372, there are an average of 2.42 per household. The average house value according to local real estate values is around $103,300. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 7,372 |
| Persons Per Household | 2.42 |
| Average House Value | $103,300 |
| Income Per Household | $37611 |
| Median Age | 41.5 |
| Median Age Male | 40.6 |
| Median Age Female | 42.5 |
| 70427 Details | Values |
|---|---|
| State | LA |
| State Full Name | Louisiana |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 985 |
| City | Bogalusa |
| City Alias Name | BOGALUSA |
| County | Washington |
| County FIPS | 117 |
| State FIPS | 22 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | 406 |
| CBSA | 14220 |
| CBSA_DIV | |
| CBSA_Type | Micro |
| CBSA_Name | Bogalusa, LA |
| MSA_Name | |
| PMSA_Name | |
| Region | South |
| Division | West South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 327 |
| Number Of Employees | 4309 |
| Business First Quarter Payroll | 48548 |
| Business Annual Payroll | 206850 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 47168 |
| CBSA Division Population | 0 |
| Congressional District | 01|05 |
| Congressional LandArea | 4030.23|14452.88 |
| Delivery Residential | 8434 |
| Delivery Business | 695 |
| Delivery Total | 9185 |
| Preferred Last Line Key | Y23421 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | New Orleans-Metairie-Slidell, LA-MS |
| CBSA_DIV_Name | |
| City State Key | Y23421 |
| Land Area | 141.351000 |
| Water Area | 2.478000 |
| City Alias Code | |
| City Mixed Case | Bogalusa |
| City Alias Mixed Case | Bogalusa |
| Box Count | 0 |
| SFDU | 7754 |
| MFDU | 85 |
| State ANSI | 22 |
| County ANSI | 117 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 211001 |
| Unique ZIP Name | |
| SSA State County Code | 19580 |
| Medicare CBSA Code | 99919 |
| Medicare CBSA Name | Rural Areas in LA |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 5 |
| County Mixed Case | Washington |
Louisiana Homeowners Insurance News & Information
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
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North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]