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70431 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 70431? There are over 2,132 occupied homes in the 70431 area. With a population size of 5,173, it's not uncommon for residence of Bush, LA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Louisiana is around $1,570 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 70431 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Bush, LA Home Insurance Rate Quotes

70431 Home Insurance Average Premiums

Local 70431 homeowners insurance quotes comparison

$1320 /yr.

Shows Zip Code: 70431 lowest rates with discounts applied on average.

For the 70431, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1320 /yr.
Average Coverage:$1570 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1870 /yr.

What is the average home insurance cost for a home in 70431?

  • • The average homeowners insurance premium paid annually for a home in 70431 is around $1570 per year.

What does it cost on average per month for home insurance in 70431?

  • • Homeowners in 70431 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 70431?

  • • Autoowners in 70431 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bush area, check out other zip codes nearby 70431.
Review average rates in another zip code:
70431 homeowners insurance rates

Home Replacement Cost Coverage in 70431

Average Building Cost Per Square Foot in 70431: $122

Location: Bush, Louisiana (Saint Tammany County)

Average Square Footage in 70431: 1,903 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70431 before you start any project. Bush homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70431 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70431 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,903 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bush area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,903$232,200
Additional Upgrades & Added Features$1531,903$290,250
Major Home Updates or Advancements$1831,903$348,300

It's important to understand that when you estimate your replacement cost of your home in the 70431 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70431

North American Insurance Agency

Address: 2255 North Highway 190 Bush, LA 70431
Phone: (985)871-5480
Website: www.naiala.com

Best Home & Auto Insurance Agencies in 70431

Housing Demographics for 70431

Population Review for 70431 Zip Code

For the city of Bush, the population within 70431 has increased to over 5,494 residents in population size. The current population total is 5,173. We have broken down the population based on race below. In 70431, there are over 2564 in male population and 2609 females.

PopulationValues
Total Population5,173
White Population4764
Black Population38
Hispanic Population255
Asian Population11
Hawaiian Population5
Indian Population14
Other Population63
Male Population2564
Female Population2609
Population Estimate5494

Household Data for 70431

The average number of homes in 70431 is around 2,132, there are an average of 2.43 per household. The average house value according to local real estate values is around $232,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,132
Persons Per Household2.43
Average House Value$232,200
Income Per Household$45273
Median Age48.3
Median Age Male45.8
Median Age Female50.0
70431 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code985
CityBush
City Alias NameBUSH
CountySaint Tammany
County FIPS103
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA43640
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSlidell-Mandeville-Covington, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses45
Number Of Employees209
Business First Quarter Payroll1668
Business Annual Payroll7495
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|05
Congressional LandArea4030.23|14452.88
Delivery Residential2261
Delivery Business20
Delivery Total2425
Preferred Last Line KeyY23464
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY23464
Land Area69.426000
Water Area1.174000
City Alias Code
City Mixed CaseBush
City Alias Mixed CaseBush
Box Count134
SFDU2261
MFDU0
State ANSI22
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number211300
Unique ZIP Name
SSA State County Code19510
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSaint Tammany

Louisiana Homeowners Insurance News & Information

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