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Compare multiple home insurance rates for your home in Covington just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 16,766 neighbors looking to save on their home insurance policy in the local 70433 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 70433. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Louisiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Covington, LA home insurance rates today!
For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Covington, LA
70433 Home Insurance Average Premiums
$1284 /yr.
Shows Zip Code: 70433 lowest rates with discounts applied on average.
For the 70433, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1284 /yr. |
| Average Coverage: | $1534 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1834 /yr. |
What is the average home insurance cost for a home in 70433?
- • The average homeowners insurance premium paid annually for a home in 70433 is around $1534 per year.
What does it cost on average per month for home insurance in 70433?
- • Homeowners in 70433 pay a monthly average cost per month around $128.00.
What kind of discount could I get if I combine my home and auto insurance together in 70433?
- • Autoowners in 70433 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Covington area, check out other zip codes nearby 70433.
Review average rates in another zip code:
70435 homeowners insurance rates
70433 homeowners insurance rates
Home Replacement Cost Coverage in 70433
Average Building Cost Per Square Foot in 70433: $122
Location: Covington, Louisiana (Saint Tammany County)Average Square Footage in 70433: 2,272 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70433 before you start any project. Covington homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70433 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70433 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,272 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Covington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $122 | 2,272 | $277,200 |
| Additional Upgrades & Added Features | $153 | 2,272 | $346,500 |
| Major Home Updates or Advancements | $183 | 2,272 | $415,800 |
It's important to understand that when you estimate your replacement cost of your home in the 70433 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70433
The General Automobile Insurance Services
Address: 1200 North Highway 190 Covington, LA 70433Phone: (985)892-5700
Website: www.thegeneral.com
Shepherd Tom Insurance
Address: 216 North Columbia Street Suite A Covington, LA 70433Phone: (985)892-4700
Website:
Erwin Insurance Agency
Address: 410 South Tyler Street Covington, LA 70433Phone: (985)892-1500
Website:
Brennan Dave Insurance Inc
Address: 1200 North Highway 190 Covington, LA 70433Phone: (985)892-5700
Website:
Hill Michael T Insurance & Real Estate
Address: 410 South Tyler Street Covington, LA 70433Phone: (985)892-1500
Website:
Best Home & Auto Insurance Agencies in 70433
New York Life Insurance CO
Address: 1928 Corporate Boulevard Covington, LA 70433Phone:
Website:
Info:
Erwin Insurance Agency
Address: 410 S Tyler St Covington, LA 70433Phone:
Website:
Info:
Jenkins, James A - Market Insurance of St Tammany
Address: 1200 N Highway 190, #43 Covington, LA 70433Phone:
Website:
Info:
Allstate Insurance Company - Roger Farris
Address: 2401 N Highway 190 Covington, LA 70433Phone:
Website: http://www.allstateagencies.com/046299?cid=OTC-YP.com-IYP&att=TL
Info:
The General Auto Insurance Services, Inc- Covington
Address: 1200 Business 190, Ste 11 Covington, LA 70433Phone:
Website: http://www.thegeneralins.biz/
Info:
Housing Demographics for 70433
Population Review for 70433 Zip Code
For the city of Covington, the population within 70433 has increased to over 46,211 residents in population size. The current population total is 41,423. We have broken down the population based on race below. In 70433, there are over 19737 in male population and 21686 females.
| Population | Values |
|---|---|
| Total Population | 41,423 |
| White Population | 32144 |
| Black Population | 3898 |
| Hispanic Population | 3596 |
| Asian Population | 662 |
| Hawaiian Population | 13 |
| Indian Population | 133 |
| Other Population | 1067 |
| Male Population | 19737 |
| Female Population | 21686 |
| Population Estimate | 46211 |
Household Data for 70433
The average number of homes in 70433 is around 16,766, there are an average of 2.41 per household. The average house value according to local real estate values is around $277,200. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 16,766 |
| Persons Per Household | 2.41 |
| Average House Value | $277,200 |
| Income Per Household | $71772 |
| Median Age | 41.5 |
| Median Age Male | 39.9 |
| Median Age Female | 43.4 |
| 70433 Details | Values |
|---|---|
| State | LA |
| State Full Name | Louisiana |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 985 |
| City | Covington |
| City Alias Name | COVINGTON |
| County | Saint Tammany |
| County FIPS | 103 |
| State FIPS | 22 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 5560 |
| PMSA | |
| CSA | 406 |
| CBSA | 43640 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Slidell-Mandeville-Covington, LA |
| MSA_Name | New Orleans, LA MSA |
| PMSA_Name | |
| Region | South |
| Division | West South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1786 |
| Number Of Employees | 27881 |
| Business First Quarter Payroll | 421566 |
| Business Annual Payroll | 1697524 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 0 |
| CBSA Division Population | 0 |
| Congressional District | 01 |
| Congressional LandArea | 4030.23 |
| Delivery Residential | 19175 |
| Delivery Business | 2206 |
| Delivery Total | 21084 |
| Preferred Last Line Key | Y23581 |
| Classification Code | |
| Multi-County | |
| CSA Name | New Orleans-Metairie-Slidell, LA-MS |
| CBSA_DIV_Name | |
| City State Key | Y23581 |
| Land Area | 48.669000 |
| Water Area | 1.133000 |
| City Alias Code | |
| City Mixed Case | Covington |
| City Alias Mixed Case | Covington |
| Box Count | 0 |
| SFDU | 13991 |
| MFDU | 2928 |
| State ANSI | 22 |
| County ANSI | 103 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 212015 |
| Unique ZIP Name | |
| SSA State County Code | 19510 |
| Medicare CBSA Code | 35380 |
| Medicare CBSA Name | New Orleans-Metairie, LA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Saint Tammany |
Louisiana Homeowners Insurance News & Information
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
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What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]