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If you live in the 70443 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Independence have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our LA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 70443 and then compare quotes from a variety of nationwide insurance companies.

70443 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 70443 the average premium for homeowners coverage is $1551 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 70443. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 70443 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Independence, LA home insurance quotes in your area.

70443 Home Insurance Average Premiums

Local 70443 homeowners insurance quotes comparison

$1301 /yr.

Shows Zip Code: 70443 lowest rates with discounts applied on average.

For the 70443, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1301 /yr.
Average Coverage:$1551 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1851 /yr.

What is the average home insurance cost for a home in 70443?

  • • The average homeowners insurance premium paid annually for a home in 70443 is around $1551 per year.

What does it cost on average per month for home insurance in 70443?

  • • Homeowners in 70443 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 70443?

  • • Autoowners in 70443 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Independence area, check out other zip codes nearby 70443.
Review average rates in another zip code:
70443 homeowners insurance rates

Home Replacement Cost Coverage in 70443

Average Building Cost Per Square Foot in 70443: $122

Location: Independence, Louisiana (Tangipahoa County)

Average Square Footage in 70443: 827 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70443 before you start any project. Independence homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70443 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70443 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 827 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Independence area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122827$100,900
Additional Upgrades & Added Features$153827$126,125
Major Home Updates or Advancements$183827$151,350

It's important to understand that when you estimate your replacement cost of your home in the 70443 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70443

Best Home & Auto Insurance Agencies in 70443

Morris Insurance Agency

Address: 312 W 4th St Independence, LA 70443
Phone:
Website:
Info:

Navarra- Roger A

Address: 645 W Railroad Ave Independence, LA 70443
Phone:
Website:
Info:

Housing Demographics for 70443

Population Review for 70443 Zip Code

For the city of Independence, the population within 70443 has increased to over 10,350 residents in population size. The current population total is 10,229. We have broken down the population based on race below. In 70443, there are over 4992 in male population and 5237 females.

PopulationValues
Total Population10,229
White Population5975
Black Population3149
Hispanic Population787
Asian Population32
Hawaiian Population3
Indian Population29
Other Population526
Male Population4992
Female Population5237
Population Estimate10350

Household Data for 70443

The average number of homes in 70443 is around 3,813, there are an average of 2.68 per household. The average house value according to local real estate values is around $100,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,813
Persons Per Household2.68
Average House Value$100,900
Income Per Household$40665
Median Age38.1
Median Age Male36.2
Median Age Female39.1
70443 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code985/225
CityIndependence
City Alias NameINDEPENDENCE
CountyTangipahoa
County FIPS105
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA132
CBSA25220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHammond, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses90
Number Of Employees1336
Business First Quarter Payroll14371
Business Annual Payroll59903
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population121097
CBSA Division Population0
Congressional District05|06
Congressional LandArea14452.88|4033.89
Delivery Residential3862
Delivery Business51
Delivery Total4893
Preferred Last Line KeyY23901
Classification Code
Multi-CountyY
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY23901
Land Area76.232000
Water Area0.427000
City Alias Code
City Mixed CaseIndependence
City Alias Mixed CaseIndependence
Box Count908
SFDU3703
MFDU0
State ANSI22
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number214472
Unique ZIP Name
SSA State County Code19520
Medicare CBSA Code25220
Medicare CBSA NameHammond, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseTangipahoa

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]