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70464 Homeowners Insurance Quotes & Rates

Talisheek residents living within the 88 homes available in the zip code of 70464 are shopping online to compare cheaper and more affordable Talisheek, LA home insurance rates. In the great city of Talisheek, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Louisiana is around $1,522 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 70464 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 70464 home insurance rates today! Please give us a call now at 1-855-976-2656. For Talisheek, LA Homeowners Insurance Quotes, Click to easily get started!

70464 Home Insurance Average Premiums

Local 70464 homeowners insurance quotes comparison

$1272 /yr.

Shows Zip Code: 70464 lowest rates with discounts applied on average.

For the 70464, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1272 /yr.
Average Coverage:$1522 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1822 /yr.

What is the average home insurance cost for a home in 70464?

  • • The average homeowners insurance premium paid annually for a home in 70464 is around $1522 per year.

What does it cost on average per month for home insurance in 70464?

  • • Homeowners in 70464 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70464?

  • • Autoowners in 70464 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Talisheek area, check out other zip codes nearby 70464.
Review average rates in another zip code:
70464 homeowners insurance rates

Home Replacement Cost Coverage in 70464

Average Building Cost Per Square Foot in 70464: $122

Location: Talisheek, Louisiana (Saint Tammany County)

Average Square Footage in 70464: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70464 before you start any project. Talisheek homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70464 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70464 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Talisheek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 70464 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70464

Best Home & Auto Insurance Agencies in 70464

Housing Demographics for 70464

Population Review for 70464 Zip Code

For the city of Talisheek, the population within 70464 has increased to over 0 residents in population size. The current population total is 220. We have broken down the population based on race below. In 70464, there are over 114 in male population and 106 females.

PopulationValues
Total Population220
White Population182
Black Population4
Hispanic Population17
Asian Population2
Hawaiian Population0
Indian Population3
Other Population1
Male Population114
Female Population106
Population Estimate0

Household Data for 70464

The average number of homes in 70464 is around 88, there are an average of 2.50 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode88
Persons Per Household2.50
Average House Value$165,000
Income Per Household$0
Median Age39.0
Median Age Male37.5
Median Age Female46.2
70464 DetailsValues
StateLA
State Full NameLouisiana
City TypeZ
City Alias Abbreviation
Area Code985
CityTalisheek
City Alias NameTALISHEEK
CountySaint Tammany
County FIPS103
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA43640
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSlidell-Mandeville-Covington, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees8
Business First Quarter Payroll44
Business Annual Payroll157
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential0
Delivery Business0
Delivery Total131
Preferred Last Line KeyY24544
Classification CodeP
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24544
Land Area3.395000
Water Area0.017000
City Alias Code
City Mixed CaseTalisheek
City Alias Mixed CaseTalisheek
Box Count130
SFDU0
MFDU0
State ANSI22
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number218476
Unique ZIP Name
SSA State County Code19510
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSaint Tammany

Louisiana Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]