Get multiple home insurance quotes in 70465. Our licensed 70465, LA agents are ready to serve you.

Compare 70465 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 70465 area? The average homeowners premium in Louisiana for a standard homeowners policy is around $1,534/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 70465 zip code, the population size is around 425 with 168 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 70465.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Tangipahoa, LA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. LA RateDiscountsSavingsShop Rates
$2,038up to 40% off$815

70465 Home Insurance Average Premiums

Local 70465 homeowners insurance quotes comparison

$1284 /yr.

Shows Zip Code: 70465 lowest rates with discounts applied on average.

For the 70465, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1284 /yr.
Average Coverage:$1534 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1834 /yr.

What is the average home insurance cost for a home in 70465?

  • • The average homeowners insurance premium paid annually for a home in 70465 is around $1534 per year.

What does it cost on average per month for home insurance in 70465?

  • • Homeowners in 70465 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 70465?

  • • Autoowners in 70465 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tangipahoa area, check out other zip codes nearby 70465.
Review average rates in another zip code:
70465 homeowners insurance rates

Home Replacement Cost Coverage in 70465

Average Building Cost Per Square Foot in 70465: $122

Location: Tangipahoa, Louisiana (Tangipahoa County)

Average Square Footage in 70465: 197 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70465 before you start any project. Tangipahoa homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70465 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70465 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 197 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tangipahoa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122197$24,000
Additional Upgrades & Added Features$153197$30,000
Major Home Updates or Advancements$183197$36,000

It's important to understand that when you estimate your replacement cost of your home in the 70465 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70465

Best Home & Auto Insurance Agencies in 70465

Housing Demographics for 70465

Population Review for 70465 Zip Code

For the city of Tangipahoa, the population within 70465 has increased to over 0 residents in population size. The current population total is 425. We have broken down the population based on race below. In 70465, there are over 207 in male population and 218 females.

PopulationValues
Total Population425
White Population34
Black Population369
Hispanic Population9
Asian Population1
Hawaiian Population0
Indian Population1
Other Population0
Male Population207
Female Population218
Population Estimate0

Household Data for 70465

The average number of homes in 70465 is around 168, there are an average of 2.51 per household. The average house value according to local real estate values is around $24,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode168
Persons Per Household2.51
Average House Value$24,000
Income Per Household$18690
Median Age35.1
Median Age Male35.3
Median Age Female35.0
70465 DetailsValues
StateLA
State Full NameLouisiana
City TypeZ
City Alias Abbreviation
Area Code985
CityTangipahoa
City Alias NameTANGIPAHOA
CountyTangipahoa
County FIPS105
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA132
CBSA25220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHammond, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees21
Business First Quarter Payroll99
Business Annual Payroll380
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population121097
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential0
Delivery Business0
Delivery Total187
Preferred Last Line KeyY24547
Classification CodeP
Multi-County
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY24547
Land Area1.005000
Water Area0.000000
City Alias Code
City Mixed CaseTangipahoa
City Alias Mixed CaseTangipahoa
Box Count177
SFDU0
MFDU0
State ANSI22
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number218502
Unique ZIP Name
SSA State County Code19520
Medicare CBSA Code25220
Medicare CBSA NameHammond, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseTangipahoa

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]