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70542 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 70542? There are over 1,264 occupied homes in the 70542 area. With a population size of 3,063, it's not uncommon for residence of Gueydan, LA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Louisiana is around $1,548 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 70542 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Gueydan, LA Home Insurance Rate Quotes

70542 Home Insurance Average Premiums

Local 70542 homeowners insurance quotes comparison

$1298 /yr.

Shows Zip Code: 70542 lowest rates with discounts applied on average.

For the 70542, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1298 /yr.
Average Coverage:$1548 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1848 /yr.

What is the average home insurance cost for a home in 70542?

  • • The average homeowners insurance premium paid annually for a home in 70542 is around $1548 per year.

What does it cost on average per month for home insurance in 70542?

  • • Homeowners in 70542 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 70542?

  • • Autoowners in 70542 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gueydan area, check out other zip codes nearby 70542.
Review average rates in another zip code:
70542 homeowners insurance rates

Home Replacement Cost Coverage in 70542

Average Building Cost Per Square Foot in 70542: $122

Location: Gueydan, Louisiana (Vermilion County)

Average Square Footage in 70542: 860 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70542 before you start any project. Gueydan homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70542 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70542 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 860 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gueydan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122860$104,900
Additional Upgrades & Added Features$153860$131,125
Major Home Updates or Advancements$183860$157,350

It's important to understand that when you estimate your replacement cost of your home in the 70542 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70542

Farm Bureau Insurance

Address: 405 Main Street Gueydan, LA 70542
Phone: (337)536-6232
Website:

Best Home & Auto Insurance Agencies in 70542

Texas Farm Bureau Insurance

Address: 405 Main St Gueydan, LA 70542
Phone:
Website: http://www.fbfs.com/
Info:

Housing Demographics for 70542

Population Review for 70542 Zip Code

For the city of Gueydan, the population within 70542 has increased to over 3,493 residents in population size. The current population total is 3,063. We have broken down the population based on race below. In 70542, there are over 1514 in male population and 1549 females.

PopulationValues
Total Population3,063
White Population2799
Black Population179
Hispanic Population46
Asian Population1
Hawaiian Population3
Indian Population1
Other Population25
Male Population1514
Female Population1549
Population Estimate3493

Household Data for 70542

The average number of homes in 70542 is around 1,264, there are an average of 2.38 per household. The average house value according to local real estate values is around $104,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,264
Persons Per Household2.38
Average House Value$104,900
Income Per Household$70278
Median Age44.9
Median Age Male42.8
Median Age Female47.1
70542 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code337
CityGueydan
City Alias NameGUEYDAN
CountyVermilion
County FIPS113
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA318
CBSA29180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLafayette, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees176
Business First Quarter Payroll1310
Business Annual Payroll5865
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population273738
CBSA Division Population0
Congressional District03
Congressional LandArea6983.32
Delivery Residential1468
Delivery Business91
Delivery Total1666
Preferred Last Line KeyY23826
Classification Code
Multi-CountyY
CSA NameLafayette-New Iberia-Opelousas, LA
CBSA_DIV_Name
City State KeyY23826
Land Area190.882000
Water Area8.080000
City Alias Code
City Mixed CaseGueydan
City Alias Mixed CaseGueydan
Box Count73
SFDU1395
MFDU0
State ANSI22
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number213887
Unique ZIP Name
SSA State County Code19560
Medicare CBSA Code29180
Medicare CBSA NameLafayette, LA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseVermilion

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]