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70546, LA Home Insurance

In the zip code of 70546, the population size is around 16,277, which consists of 6,091 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Jennings, LA. A few years ago, a study was done and found that the average home insurance rates for Louisiana are around $1,514 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 70546 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Jennings. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Jennings, LA Homeowners Insurance Online Rates Today!

70546 Home Insurance Average Premiums

Local 70546 homeowners insurance quotes comparison

$1264 /yr.

Shows Zip Code: 70546 lowest rates with discounts applied on average.

For the 70546, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1264 /yr.
Average Coverage:$1514 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1814 /yr.

What is the average home insurance cost for a home in 70546?

  • • The average homeowners insurance premium paid annually for a home in 70546 is around $1514 per year.

What does it cost on average per month for home insurance in 70546?

  • • Homeowners in 70546 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 70546?

  • • Autoowners in 70546 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jennings area, check out other zip codes nearby 70546.
Review average rates in another zip code:
70546 homeowners insurance rates

Home Replacement Cost Coverage in 70546

Average Building Cost Per Square Foot in 70546: $122

Location: Jennings, Louisiana (Jefferson Davis County)

Average Square Footage in 70546: 1,121 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70546 before you start any project. Jennings homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70546 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70546 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,121 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jennings area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,121$136,800
Additional Upgrades & Added Features$1531,121$171,000
Major Home Updates or Advancements$1831,121$205,200

It's important to understand that when you estimate your replacement cost of your home in the 70546 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70546

Allstate Insurance Companies

Address: 127 West Plaquemine Street Jennings, LA 70546
Phone: (337)824-4750
Website: www.allstate.com

Daly Williams Agency Inc

Address: 127 West Plaquemine Street Jennings, LA 70546
Phone: (337)824-4750
Website:

Best Home & Auto Insurance Agencies in 70546

Terry Bertrand Ins Agency Inc

Address: 415 N Main St Jennings, LA 70546
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Usagencies

Address: 115 E Shankland Ave Jennings, LA 70546
Phone:
Website:
Info:

New York Life

Address: 317 N State St Jennings, LA 70546
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 127 W Plaquemine St Jennings, LA 70546
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Nathan Sonnier Ins Agcy Inc - State Farm Insurance Agent

Address: 115 Shankland Ave Jennings, LA 70546
Phone:
Website:
Info:

Housing Demographics for 70546

Population Review for 70546 Zip Code

For the city of Jennings, the population within 70546 has increased to over 17,151 residents in population size. The current population total is 16,277. We have broken down the population based on race below. In 70546, there are over 8021 in male population and 8256 females.

PopulationValues
Total Population16,277
White Population12340
Black Population2978
Hispanic Population381
Asian Population70
Hawaiian Population6
Indian Population70
Other Population187
Male Population8021
Female Population8256
Population Estimate17151

Household Data for 70546

The average number of homes in 70546 is around 6,091, there are an average of 2.58 per household. The average house value according to local real estate values is around $136,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,091
Persons Per Household2.58
Average House Value$136,800
Income Per Household$43535
Median Age39.2
Median Age Male37.6
Median Age Female40.6
70546 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code337
CityJennings
City Alias NameJENNINGS
CountyJefferson Davis
County FIPS053
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA324
CBSA29340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLake Charles, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses445
Number Of Employees4517
Business First Quarter Payroll44197
Business Annual Payroll182839
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population199607
CBSA Division Population0
Congressional District03
Congressional LandArea6983.32
Delivery Residential6648
Delivery Business545
Delivery Total7961
Preferred Last Line KeyY23925
Classification Code
Multi-CountyY
CSA NameLake Charles-DeRidder, LA
CBSA_DIV_Name
City State KeyY23925
Land Area152.678000
Water Area1.296000
City Alias Code
City Mixed CaseJennings
City Alias Mixed CaseJennings
Box Count484
SFDU5898
MFDU369
State ANSI22
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number214615
Unique ZIP Name
SSA State County Code19260
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseJefferson Davis

Louisiana Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]