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70546, LA Home Insurance
In the zip code of 70546, the population size is around 16,277, which consists of 6,091 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Jennings, LA. A few years ago, a study was done and found that the average home insurance rates for Louisiana are around $1,514 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 70546 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Jennings. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!
If you would like to review more information on rates within your area, please click Jennings, LA Homeowners Insurance Online Rates Today!
70546 Home Insurance Average Premiums
For the 70546, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1264 /yr. |
Average Coverage: | $1514 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1814 /yr. |
What is the average home insurance cost for a home in 70546?
- • The average homeowners insurance premium paid annually for a home in 70546 is around $1514 per year.
What does it cost on average per month for home insurance in 70546?
- • Homeowners in 70546 pay a monthly average cost per month around $126.00.
What kind of discount could I get if I combine my home and auto insurance together in 70546?
- • Autoowners in 70546 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Jennings area, check out other zip codes nearby 70546.
Review average rates in another zip code:
70546 homeowners insurance rates
Home Replacement Cost Coverage in 70546
Average Building Cost Per Square Foot in 70546: $122
Location: Jennings, Louisiana (Jefferson Davis County)Average Square Footage in 70546: 1,121 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70546 before you start any project. Jennings homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70546 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70546 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,121 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jennings area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 1,121 | $136,800 |
Additional Upgrades & Added Features | $153 | 1,121 | $171,000 |
Major Home Updates or Advancements | $183 | 1,121 | $205,200 |
It's important to understand that when you estimate your replacement cost of your home in the 70546 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70546
Allstate Insurance Companies
Address: 127 West Plaquemine Street Jennings, LA 70546Phone: (337)824-4750
Website: www.allstate.com
Daly Williams Agency Inc
Address: 127 West Plaquemine Street Jennings, LA 70546Phone: (337)824-4750
Website:
Best Home & Auto Insurance Agencies in 70546
Terry Bertrand Ins Agency Inc
Address: 415 N Main St Jennings, LA 70546Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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New York Life
Address: 317 N State St Jennings, LA 70546Phone:
Website:
Info:
Nathan Sonnier Ins Agcy Inc - State Farm Insurance Agent
Address: 115 Shankland Ave Jennings, LA 70546Phone:
Website:
Info:
Hebert & Leblanc Inc
Address: 402 N Main St Jennings, LA 70546Phone:
Website:
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Usagencies
Address: 115 E Shankland Ave Jennings, LA 70546Phone:
Website:
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Housing Demographics for 70546
Population Review for 70546 Zip Code
For the city of Jennings, the population within 70546 has increased to over 17,151 residents in population size. The current population total is 16,277. We have broken down the population based on race below. In 70546, there are over 8021 in male population and 8256 females.
Population | Values |
---|---|
Total Population | 16,277 |
White Population | 12340 |
Black Population | 2978 |
Hispanic Population | 381 |
Asian Population | 70 |
Hawaiian Population | 6 |
Indian Population | 70 |
Other Population | 187 |
Male Population | 8021 |
Female Population | 8256 |
Population Estimate | 17151 |
Household Data for 70546
The average number of homes in 70546 is around 6,091, there are an average of 2.58 per household. The average house value according to local real estate values is around $136,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 6,091 |
Persons Per Household | 2.58 |
Average House Value | $136,800 |
Income Per Household | $43535 |
Median Age | 39.2 |
Median Age Male | 37.6 |
Median Age Female | 40.6 |
70546 Details | Values |
---|---|
State | LA |
State Full Name | Louisiana |
City Type | P |
City Alias Abbreviation | |
Area Code | 337 |
City | Jennings |
City Alias Name | JENNINGS |
County | Jefferson Davis |
County FIPS | 053 |
State FIPS | 22 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | 324 |
CBSA | 29340 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Lake Charles, LA |
MSA_Name | |
PMSA_Name | |
Region | South |
Division | West South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 445 |
Number Of Employees | 4517 |
Business First Quarter Payroll | 44197 |
Business Annual Payroll | 182839 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 199607 |
CBSA Division Population | 0 |
Congressional District | 03 |
Congressional LandArea | 6983.32 |
Delivery Residential | 6648 |
Delivery Business | 545 |
Delivery Total | 7961 |
Preferred Last Line Key | Y23925 |
Classification Code | |
Multi-County | Y |
CSA Name | Lake Charles-DeRidder, LA |
CBSA_DIV_Name | |
City State Key | Y23925 |
Land Area | 152.678000 |
Water Area | 1.296000 |
City Alias Code | |
City Mixed Case | Jennings |
City Alias Mixed Case | Jennings |
Box Count | 484 |
SFDU | 5898 |
MFDU | 369 |
State ANSI | 22 |
County ANSI | 053 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 214615 |
Unique ZIP Name | |
SSA State County Code | 19260 |
Medicare CBSA Code | 99919 |
Medicare CBSA Name | Rural Areas in LA |
Medicare CBSA Type | Micro |
Market Rating Area ID | 4 |
County Mixed Case | Jefferson Davis |
Louisiana Homeowners Insurance News & Information
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2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
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Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
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Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]