Get multiple home insurance quotes in 70578. Our licensed 70578, LA agents are ready to serve you.

70578 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 70578? Our rates are very competitive for homeowners living in Rayne, LA. Many homeowners based out of your 70578 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70578 should appear in the zip code field ready to go. For Rayne, LA Home Insurance Rate Quotes click to review the best rates and service online!

70578 Average Premium is Rated: Very High!

Homeowners living in 70578 can easily save up to 40% off the average home insurance premium of $1535 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Rayne that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 70578 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 70578!

70578 Home Insurance Average Premiums

Local 70578 homeowners insurance quotes comparison

$1285 /yr.

Shows Zip Code: 70578 lowest rates with discounts applied on average.

For the 70578, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1285 /yr.
Average Coverage:$1535 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1835 /yr.

What is the average home insurance cost for a home in 70578?

  • • The average homeowners insurance premium paid annually for a home in 70578 is around $1535 per year.

What does it cost on average per month for home insurance in 70578?

  • • Homeowners in 70578 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 70578?

  • • Autoowners in 70578 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rayne area, check out other zip codes nearby 70578.
Review average rates in another zip code:
70578 homeowners insurance rates

Home Replacement Cost Coverage in 70578

Average Building Cost Per Square Foot in 70578: $122

Location: Rayne, Louisiana (Acadia County)

Average Square Footage in 70578: 1,137 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70578 before you start any project. Rayne homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70578 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70578 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,137 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rayne area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,137$138,700
Additional Upgrades & Added Features$1531,137$173,375
Major Home Updates or Advancements$1831,137$208,050

It's important to understand that when you estimate your replacement cost of your home in the 70578 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70578

Best Home & Auto Insurance Agencies in 70578

Goss Jr- Kenneth G

Address: 108 W Anding St Rayne, LA 70578
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farm Bureau Insurance

Address: 1405 The Blvd Rayne, LA 70578
Phone:
Website:
Info:

Insurance Group of Acadiana

Address: 108 E Texas Ave Rayne, LA 70578
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 400 N Adams Ave Rayne, LA 70578
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 70578

Population Review for 70578 Zip Code

For the city of Rayne, the population within 70578 has increased to over 18,556 residents in population size. The current population total is 16,201. We have broken down the population based on race below. In 70578, there are over 7831 in male population and 8370 females.

PopulationValues
Total Population16,201
White Population12053
Black Population3244
Hispanic Population389
Asian Population62
Hawaiian Population3
Indian Population48
Other Population187
Male Population7831
Female Population8370
Population Estimate18556

Household Data for 70578

The average number of homes in 70578 is around 6,128, there are an average of 2.60 per household. The average house value according to local real estate values is around $138,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,128
Persons Per Household2.60
Average House Value$138,700
Income Per Household$53750
Median Age38.1
Median Age Male36.4
Median Age Female39.8
70578 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code337
CityRayne
City Alias NameRAYNE
CountyAcadia
County FIPS001
State FIPS22
Time Zone6
Day Light SavingY
MSA3880
PMSA
CSA318
CBSA29180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLafayette, LA
MSA_NameLafayette, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses275
Number Of Employees2429
Business First Quarter Payroll22014
Business Annual Payroll98452
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population273738
CBSA Division Population0
Congressional District03
Congressional LandArea6983.32
Delivery Residential7137
Delivery Business316
Delivery Total8041
Preferred Last Line KeyY24365
Classification Code
Multi-CountyY
CSA NameLafayette-New Iberia-Opelousas, LA
CBSA_DIV_Name
City State KeyY24365
Land Area114.903000
Water Area0.145000
City Alias Code
City Mixed CaseRayne
City Alias Mixed CaseRayne
Box Count394
SFDU6482
MFDU115
State ANSI22
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number217410
Unique ZIP Name
SSA State County Code19000
Medicare CBSA Code29180
Medicare CBSA NameLafayette, LA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseAcadia

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]